Finer Wealth Management, Inc.

Fundamental diversified ★Signal CIK 1929071
League rank
#352
in Fundamental diversified · #1809 overall
Long book
$198.2M
Q1 2026
Positions
86
Top-10 weight
52%
concentration
Last quarter
+14.5%
SPY +14.8%
Turnover
8%
of book per quarter

Strategy in plain words

auto-generated from filings

Finer Wealth Management, Inc. is a diversified fundamental manager, running a $198.2M US long book across 86 positions.

The portfolio is concentrated: the top 10 names carry 52% of the portfolio. The book barely moves quarter to quarter — a patient, low-turnover holder. Current anchor positions: APPLE INC, NVIDIA CORP, ELI LILLY & CO, MICROSOFT CORP, ALPHABET INC-CL A.

Over the last 9 quarters its long book ran on average 0.1pp per quarter behind the S&P 500, beating the index in 4 of 9 quarters. We rate its filings as signal-bearing: position changes reflect genuine views.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
+5.4%
Q2 2024
+3.5%
Q3 2024
+2.2%
Q4 2024
-4.7%
Q1 2025
+11.4%
Q2 2025
+7.7%
Q3 2025
+3.4%
Q4 2025
-3.7%
Q1 2026
+14.5%

Sector allocation

Technology
44%
Healthcare
11%
Consumer discretionary
11%
Industrials
9%
Financials
7%
Energy
4%
Communications
4%
Consumer staples
4%

Long book by quarter

$152.3M
Q1 2024
$155.0M
Q2 2024
$162.0M
Q3 2024
$174.5M
Q4 2024
$166.9M
Q1 2025
$187.1M
Q2 2025
$200.7M
Q3 2025
$206.7M
Q4 2025
$198.2M
Q1 2026

What does Finer Wealth own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
AAPL APPLE INCTechnology68.3K$17.3M8.8%-0.9%
NVDA NVIDIA CORPTechnology82.8K$14.4M7.3%-1.3%
LLY ELI LILLY & COHealthcare13.2K$12.1M6.1%-3.2%
MSFT MICROSOFT CORPTechnology32.2K$11.9M6.0%-0.8%
GOOGL ALPHABET INC-CL ATechnology35.8K$10.3M5.2%-2.9%
AMZN AMAZON.COM INCConsumer discretionary44.3K$9.2M4.7%-1.2%
META META PLATFORMS INC-CLASS ATechnology13.8K$7.9M4.0%0.0%
CAT CATERPILLAR INCIndustrials10.0K$7.1M3.6%-0.8%
JPM JPMORGAN CHASE & COFinancials21.2K$6.2M3.1%-1.9%
WMT WALMART INCConsumer discretionary49.2K$6.1M3.1%-1.1%
MRK MERCK & CO. INC.Healthcare45.4K$5.5M2.8%-0.5%
AMD ADVANCED MICRO DEVICESTechnology22.3K$4.5M2.3%-1.6%
XOM EXXON MOBIL CORPEnergy25.4K$4.3M2.2%-0.1%
T AT&T INCCommunications131.7K$3.8M1.9%+4.3%
PG PROCTER & GAMBLE CO/THEOther26.1K$3.8M1.9%-1.6%
VZ VERIZON COMMUNICATIONS INCCommunications69.6K$3.5M1.8%+2.3%
MCD MCDONALD'S CORPConsumer discretionary10.7K$3.3M1.7%+0.5%
CVX CHEVRON CORPEnergy15.4K$3.2M1.6%-0.6%
SCHW SCHWAB (CHARLES) CORPFinancials32.4K$3.0M1.5%-0.9%
TSLA TESLA INCIndustrials7.0K$2.6M1.3%+0.9%
PLTR PALANTIR TECHNOLOGIES INC-ATechnology17.7K$2.6M1.3%+7.1%
PEP PEPSICO INCConsumer staples15.7K$2.4M1.2%-17.4%
ASML ASML HOLDING NV-NY REG SHSIndustrials1.6K$2.1M1.1%-4.2%
KO COCA-COLA CO/THEConsumer staples27.6K$2.1M1.1%+3.6%
CRM SALESFORCE INCTechnology10.7K$2.0M1.0%-19.7%
MO ALTRIA GROUP INCConsumer staples26.1K$1.7M0.9%+25.8%
GOOG ALPHABET INC-CL CTechnology5.7K$1.6M0.8%+6.6%
RTX RTX CORPIndustrials7.6K$1.5M0.7%+34.4%
LMT LOCKHEED MARTIN CORPIndustrials2.1K$1.3M0.6%-11.3%
AVGO BROADCOM INCTechnology4.1K$1.3M0.6%+0.8%
CSCO CISCO SYSTEMS INCTechnology16.3K$1.3M0.6%Held
JNJ JOHNSON & JOHNSONHealthcare4.0K$990K0.5%-0.2%
MU MICRON TECHNOLOGY INCTechnology2.8K$933K0.5%Held
XEL XCEL ENERGY INCUtilities10.9K$869K0.4%Held
COST COSTCO WHOLESALE CORPConsumer discretionary768$765K0.4%+146.9%
BAC BANK OF AMERICA CORPFinancials15.7K$764K0.4%-4.1%
MSTR STRATEGY INCFinancials5.9K$740K0.4%-62.8%
INTC INTEL CORPTechnology16.3K$720K0.4%-4.0%
CMS CMS ENERGY CORPUtilities9.0K$698K0.4%Held
DE DEERE & COIndustrials1.2K$686K0.3%-0.3%
ES EVERSOURCE ENERGYUtilities8.8K$612K0.3%+1.7%
UNH UNITEDHEALTH GROUP INCFinancials2.2K$594K0.3%+15.5%
GS GOLDMAN SACHS GROUP INCFinancials675$571K0.3%-1.2%
ABBV ABBVIE INCHealthcare2.3K$504K0.3%+0.4%
NFLX NETFLIX INCServices media5.1K$493K0.2%-1.6%
ET ENERGY TRANSFER LPUtilities24.9K$481K0.2%-12.3%
CNP CENTERPOINT ENERGY INCUtilities11.1K$477K0.2%0.0%
HD HOME DEPOT INCConsumer discretionary1.3K$419K0.2%-3.3%
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials856$410K0.2%New
TXN TEXAS INSTRUMENTS INCTechnology1.9K$378K0.2%-29.2%

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRMay 12, 202687$199.4M canonicalSEC ↗
Q4 202513F-HRJan 21, 202683$206.7M canonicalSEC ↗
Q3 202513F-HRNov 4, 202586$200.7M canonicalSEC ↗
Q2 202513F-HRAug 13, 202586$187.1M canonicalSEC ↗
Q1 202513F-HRMay 13, 202586$166.9M canonicalSEC ↗
Q4 202413F-HRFeb 13, 202582$174.5M canonicalSEC ↗
Q3 202413F-HRNov 14, 202479$162.0M canonicalSEC ↗
Q2 202413F-HRAug 13, 202473$155.0M canonicalSEC ↗
Q1 202413F-HRApr 26, 202477$152.3M canonicalSEC ↗