Pearl Planning LLC
Long book
$187.1M
Q1 2026
Positions
52
Top-10 weight
72%
concentration
Last quarter
+10.6%
SPY +14.8%
Turnover
7%
of book per quarter
Strategy in plain words
auto-generated from filingsPearl Planning LLC is a wealth-management firm allocating client money, specialised in technology (79% of the long book), running a $187.1M US long book across 52 positions.
The portfolio is concentrated: the top 10 names carry 72% of the portfolio. The book barely moves quarter to quarter — a patient, low-turnover holder. Current anchor positions: VANGUARD S&P 500 ETF, AVANTIS INTERNATIONAL EQUITY, JPMORGAN INCOME ETF, FIDELITY TOTAL BOND ETF, VANGUARD VALUE ETF.
Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.
Implied long-book return vs S&P 500
methodology: positions priced quarterly, no shorts/options Fund long book S&P 500
Q4 2025
-0.3%
Q1 2026
+10.6%
Sector allocation
Technology 79%
Utilities 10%
Financials 6%
Consumer discretionary 5%
Long book by quarter
What does Pearl Planning own?
Q1 2026 13F| Company | Sector | Shares | Value | % of book | Change |
|---|---|---|---|---|---|
| IBM INTL BUSINESS MACHINES CORP | Technology | 2.8K | $668K | 0.4% | -7.5% |
| AAPL APPLE INC | Technology | 2.5K | $627K | 0.3% | +0.9% |
| ORCL ORACLE CORP | Technology | 3.0K | $445K | 0.2% | -1.1% |
| META META PLATFORMS INC-CLASS A | Technology | 732 | $419K | 0.2% | -11.4% |
| RSG REPUBLIC SERVICES INC | Utilities | 1.9K | $409K | 0.2% | Held |
| MSFT MICROSOFT CORP | Technology | 1.1K | $402K | 0.2% | -2.4% |
| NVDA NVIDIA CORP | Technology | 1.7K | $290K | 0.2% | -0.1% |
| JPM JPMORGAN CHASE & CO | Financials | 809 | $238K | 0.1% | Held |
| AMZN AMAZON.COM INC | Consumer discretionary | 1.1K | $223K | 0.1% | -7.8% |
| AVGO BROADCOM INC | Technology | 674 | $209K | 0.1% | +1.7% |
| GOOGL ALPHABET INC-CL A | Technology | 725 | $208K | 0.1% | -2.7% |