PLANNING DIRECTIONS INC

Wealth advisor Mechanical technology specialist (63%) CIK 821103
League rank
#2324
in Wealth advisor · #5613 overall
Long book
$197.6M
Q1 2026
Positions
106
Top-10 weight
57%
concentration
Last quarter
+9.4%
SPY +14.8%
Turnover
12%
of book per quarter

Strategy in plain words

auto-generated from filings

PLANNING DIRECTIONS INC is a wealth-management firm allocating client money, specialised in technology (63% of the long book), running a $197.6M US long book across 106 positions.

The portfolio is concentrated: the top 10 names carry 57% of the portfolio. Turnover is modest: positions are typically held for years. Current anchor positions: ISHARES S&P 500 VALUE ETF, SCHWAB US DVD EQUITY ETF, VANGUARD DIVIDEND APPREC ETF, VICTORYSHARES CORE INTERMEDI, APPLE INC.

Over the last 9 quarters its long book ran on average 1.1pp per quarter behind the S&P 500, beating the index in 3 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
+1.5%
Q2 2024
+7.2%
Q3 2024
-0.1%
Q4 2024
-1.1%
Q1 2025
+4.8%
Q2 2025
+5.6%
Q3 2025
+1.7%
Q4 2025
+1.4%
Q1 2026
+9.4%

Sector allocation

Technology
63%
Consumer discretionary
12%
Financials
6%
Industrials
5%
Utilities
4%
Other
3%
Energy
3%
Healthcare
2%

Long book by quarter

$143.9M
Q1 2024
$146.8M
Q2 2024
$167.9M
Q3 2024
$172.3M
Q4 2024
$233.9M
Q1 2025
$177.7M
Q2 2025
$191.6M
Q3 2025
$198.4M
Q4 2025
$197.6M
Q1 2026

What does PLANNING DIRECTIONS own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
AAPL APPLE INCTechnology42.8K$10.9M5.5%+0.5%
NVDA NVIDIA CORPTechnology15.8K$2.8M1.4%+2.3%
AMZN AMAZON.COM INCConsumer discretionary6.5K$1.4M0.7%-0.9%
MSFT MICROSOFT CORPTechnology3.5K$1.3M0.6%+19.6%
AMAT APPLIED MATERIALS INCTechnology3.3K$1.1M0.6%+0.1%
WMT WALMART INCConsumer discretionary5.9K$733K0.4%+5.5%
XOM EXXON MOBIL CORPEnergy4.2K$712K0.4%-0.2%
CEG CONSTELLATION ENERGYUtilities2.5K$711K0.4%+12.1%
COHR COHERENT CORPOther2.9K$691K0.3%+3.6%
COIN COINBASE GLOBAL INC -CLASS AFinancials3.5K$616K0.3%+2.9%
GOOGL ALPHABET INC-CL ATechnology1.7K$485K0.2%-2.9%
MCD MCDONALD'S CORPConsumer discretionary1.4K$430K0.2%-1.7%
WSFS WSFS FINANCIAL CORPFinancials6.5K$427K0.2%+5.3%
DE DEERE & COIndustrials716$403K0.2%+0.3%
DELL DELL TECHNOLOGIES -CTechnology2.4K$402K0.2%+0.4%
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials744$357K0.2%+42.0%
PANW PALO ALTO NETWORKS INCTechnology2.1K$345K0.2%-0.9%
CAT CATERPILLAR INCIndustrials472$334K0.2%+0.2%
COST COSTCO WHOLESALE CORPConsumer discretionary335$333K0.2%+0.3%
BA BOEING CO/THEIndustrials1.5K$290K0.1%Held
NEE NEXTERA ENERGY INCUtilities3.1K$286K0.1%+0.6%
LOW LOWE'S COS INCConsumer discretionary1.2K$283K0.1%+0.4%
PLTR PALANTIR TECHNOLOGIES INC-ATechnology1.9K$278K0.1%+29.0%
HD HOME DEPOT INCConsumer discretionary844$278K0.1%-11.1%
HCA HCA HEALTHCARE INCHealthcare558$264K0.1%Held
NSC NORFOLK SOUTHERN CORPIndustrials903$259K0.1%+0.4%
IBM INTL BUSINESS MACHINES CORPTechnology1.1K$256K0.1%+0.6%
PEP PEPSICO INCConsumer staples1.6K$250K0.1%+1.6%
PG PROCTER & GAMBLE CO/THEOther1.6K$225K0.1%-3.1%
EXC EXELON CORPUtilities4.4K$217K0.1%New
ACNB ACNB CORPFinancials4.4K$212K0.1%Held

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRApr 15, 2026106$197.6M canonicalSEC ↗
Q4 202513F-HRJan 21, 2026101$198.4M canonicalSEC ↗
Q3 202513F-HRNov 13, 202593$191.6M canonicalSEC ↗
Q2 202513F-HRAug 1, 202585$177.7M canonicalSEC ↗
Q1 202513F-HRApr 30, 2025117$233.9M canonicalSEC ↗
Q4 202413F-HRFeb 6, 202577$172.3M canonicalSEC ↗
Q3 202413F-HRNov 7, 202481$167.9M canonicalSEC ↗
Q2 202413F-HRAug 9, 202471$146.8M canonicalSEC ↗
Q1 202413F-HRMay 9, 202476$143.9M canonicalSEC ↗