RETIREMENT FINANCIAL SOLUTIONS, LLC
Long book
$349.8M
Q1 2026
Positions
53
Top-10 weight
55%
concentration
Last quarter
+10.6%
SPY +14.8%
Turnover
21%
of book per quarter
Strategy in plain words
auto-generated from filingsRETIREMENT FINANCIAL SOLUTIONS, LLC is a wealth-management firm allocating client money, specialised in financials (66% of the long book), running a $349.8M US long book across 53 positions.
The portfolio is concentrated: the top 10 names carry 55% of the portfolio. Turnover is modest: positions are typically held for years. Current anchor positions: AVANTIS U.S. EQUITY ETF, AVANTIS US SMALL CAP VALUE, AVANTIS US SMALL CAP EQUITY, STE STR SPDR PT S&P 500 ETF, VANGUARD LONG-TERM TREASURY.
Over the last 9 quarters its long book ran on average 0.9pp per quarter behind the S&P 500, beating the index in 3 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.
Implied long-book return vs S&P 500
methodology: positions priced quarterly, no shorts/options Fund long book S&P 500
Q1 2024
+0.7%
Q2 2024
+7.0%
Q3 2024
-0.8%
Q4 2024
-1.2%
Q1 2025
+6.6%
Q2 2025
+6.4%
Q3 2025
+2.3%
Q4 2025
+0.5%
Q1 2026
+10.6%
Sector allocation
Technology 67%
Energy 20%
Industrials 14%
Long book by quarter
What does RETIREMENT FINANCIAL own?
Q1 2026 13F13F filing history
| Period | Form | Filed | Entries | Reported value | Flags | Source |
|---|---|---|---|---|---|---|
| Q1 2026 | 13F-HR | Apr 28, 2026 | 53 | $349.8M | canonical | SEC ↗ |
| Q4 2025 | 13F-HR | Feb 13, 2026 | 47 | $341.6M | canonical | SEC ↗ |
| Q3 2025 | 13F-HR/ANEW HOLDINGS | Mar 10, 2026 | 45 | $319.5M | canonical | SEC ↗ |
| Q3 2025 | 13F-HR | Oct 22, 2025 | 39 | $163.7M | canonical | SEC ↗ |
| Q2 2025 | 13F-HR/ARESTATEMENT | Mar 10, 2026 | 38 | $284.1M | canonical | SEC ↗ |
| Q2 2025 | 13F-HR | Aug 5, 2025 | 37 | $161.2M | SEC ↗ | |
| Q1 2025 | 13F-HR/ARESTATEMENT | Mar 10, 2026 | 37 | $256.9M | canonical | SEC ↗ |
| Q1 2025 | 13F-HR | Apr 16, 2025 | 38 | $165.4M | SEC ↗ | |
| Q4 2024 | 13F-HR | Jan 31, 2025 | 37 | $185.5M | canonical | SEC ↗ |
| Q3 2024 | 13F-HR | Oct 29, 2024 | 40 | $228.4M | canonical | SEC ↗ |
| Q2 2024 | 13F-HR | Aug 5, 2024 | 40 | $212.5M | canonical | SEC ↗ |
| Q1 2024 | 13F-HR | May 10, 2024 | 40 | $194.5M | canonical | SEC ↗ |