STILWELL VALUE LLC

Fundamental concentrated ★Highest signal financials specialist (99%) CIK 1397076
Long book
$166.9M
Q1 2026
Positions
25
Top-10 weight
95%
concentration
Last quarter
+4.9%
SPY +14.8%
Turnover
19%
of book per quarter

Strategy in plain words

auto-generated from filings

STILWELL VALUE LLC is a concentrated fundamental stock-picker, specialised in financials (99% of the long book), running a $166.9M US long book across 25 positions.

The portfolio is extremely concentrated — the top 10 positions are almost the whole book. Turnover is modest: positions are typically held for years. Current anchor positions: WHEELER REIT INC, KINGSWAY CORP, SOUND FINANCIAL BANCORP INC, LAKE SHORE BANCORP INC/MD, CENTRAL PLAINS BANCSHARES IN.

Over the last 9 quarters its long book ran on average 0.3pp per quarter ahead of the S&P 500, beating the index in 2 of 9 quarters. We rate its filings highest-signal: new buys here are worth attention.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
+1.7%
Q2 2024
+9.8%
Q3 2024
+0.2%
Q4 2024
-4.5%
Q1 2025
+36.7%
Q2 2025
+6.0%
Q3 2025
-2.7%
Q4 2025
-9.1%
Q1 2026
+4.9%

Sector allocation

Financials
56%
Other
44%
Healthcare
0%

Long book by quarter

$193.0M
Q1 2024
$192.0M
Q2 2024
$199.9M
Q3 2024
$198.5M
Q4 2024
$194.6M
Q1 2025
$205.3M
Q2 2025
$212.8M
Q3 2025
$181.4M
Q4 2025
$166.9M
Q1 2026

What does STILWELL own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
WHLR 7 12/31/31 WHEELER REIT INC883.2K$70.8M42.4%Held
KWY KINGSWAY CORPFinancials3.4M$35.1M21.0%Held
SFBC SOUND FINANCIAL BANCORP INCFinancials410.0K$17.9M10.7%Held
LSBK LAKE SHORE BANCORP INC/MDFinancials773.7K$11.7M7.0%Held
CPBI CENTRAL PLAINS BANCSHARES INFinancials366.9K$6.3M3.8%Held
CLST CATALYST BANCORP INCFinancials282.4K$4.7M2.8%+10.9%
FSBW FS BANCORP INCFinancials72.0K$2.8M1.7%-4.0%
NECB NORTHEAST COMMUNITY BANCORPFinancials110.0K$2.6M1.6%Held
BVFL BV FINANCIAL INCFinancials90.0K$1.7M1.0%-5.3%
HFBL HOME FEDERAL BANCORP INC/LAFinancials80.0K$1.4M0.8%Held
NBBK NB BANCORP INCFinancials65.0K$1.4M0.8%Held
FDSB FIFTH DISTRICT BANCORP INCFinancials80.0K$1.2M0.7%Held
AVBC AVIDIA BANCORP INCFinancials40.0K$787K0.5%Held
MGYR MAGYAR BANCORP INCFinancials40.0K$692K0.4%Held
IBRX IMMUNITYBIO INCHealthcare80.0K$614K0.4%New
SRBK SR BANCORP INCFinancials20.0K$338K0.2%-50.0%
ECBK ECB BANCORP INCFinancials20.0K$335K0.2%Held
PDLB PONCE FINANCIAL GROUP INCFinancials20.0K$334K0.2%Held
FBLA FB BANCORP INCFinancials20.0K$275K0.2%Held
MBBC MARATHON BANCORP INCFinancials20.0K$271K0.2%Held
PFG PRINCIPAL FINANCIAL GROUPFinancials547$49K0.0%Held
MET METLIFE INCFinancials60$4K0.0%Held

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRMay 6, 202625$166.9M canonicalSEC ↗
Q4 202513F-HRJan 29, 202624$181.4M canonicalSEC ↗
Q3 202513F-HRNov 14, 202531$226.2M canonicalSEC ↗
Q2 202513F-HRAug 6, 202530$205.3M canonicalSEC ↗
Q1 202513F-HRMay 14, 202530$194.6M canonicalSEC ↗
Q4 202413F-HRFeb 13, 202532$198.5M canonicalSEC ↗
Q3 202413F-HRNov 13, 202433$211.3M canonicalSEC ↗
Q2 202413F-HRAug 13, 202434$192.0M canonicalSEC ↗
Q1 202413F-HRMay 8, 202435$193.0M canonicalSEC ↗