THEORY FINANCIAL LLC

Wealth advisor Mechanical financials specialist (67%) CIK 1899158
League rank
#2756
in Wealth advisor · #6274 overall
Long book
$284.9M
Q1 2026
Positions
94
Top-10 weight
39%
concentration
Last quarter
+8.3%
SPY +14.8%
Turnover
16%
of book per quarter

Strategy in plain words

auto-generated from filings

THEORY FINANCIAL LLC is a wealth-management firm allocating client money, specialised in financials (67% of the long book), running a $284.9M US long book across 94 positions.

The portfolio is moderately concentrated (top 10 ≈ 39% of the book). Turnover is modest: positions are typically held for years. Current anchor positions: SCHWAB US AGGREGATE BOND ETF, SS COMM SELECT SECTOR SPDR, ISHARES MBS ETF, SIMPLIFY MANAGED FUTURES ST, ISHARES 5-10Y INV GRADE CORP.

Over the last 9 quarters its long book ran on average 1.8pp per quarter behind the S&P 500, beating the index in 2 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
+1.3%
Q2 2024
+5.3%
Q3 2024
+0.0%
Q4 2024
-1.9%
Q1 2025
+5.4%
Q2 2025
+5.5%
Q3 2025
+1.6%
Q4 2025
-1.0%
Q1 2026
+8.3%

Sector allocation

Technology
34%
Healthcare
26%
Energy
17%
Financials
16%
Consumer discretionary
8%

Long book by quarter

$196.4M
Q1 2024
$211.6M
Q2 2024
$226.9M
Q3 2024
$239.1M
Q4 2024
$237.1M
Q1 2025
$263.6M
Q2 2025
$283.7M
Q3 2025
$296.9M
Q4 2025
$284.9M
Q1 2026

What does THEORY FINANCIAL own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
ALNY ALNYLAM PHARMACEUTICALS INCHealthcare2.7K$908K0.3%Held
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials1.2K$586K0.2%Held
GOOGL ALPHABET INC-CL ATechnology2.0K$581K0.2%Held
XOM EXXON MOBIL CORPEnergy3.2K$540K0.2%Held
AAPL APPLE INCTechnology2.0K$502K0.2%Held
AMZN AMAZON.COM INCConsumer discretionary2.2K$462K0.2%Held
CVX CHEVRON CORPEnergy1.8K$378K0.1%-23.9%
LLY ELI LILLY & COHealthcare326$300K0.1%+32.0%
MSFT MICROSOFT CORPTechnology781$289K0.1%+9.7%
JPM JPMORGAN CHASE & COFinancials939$276K0.1%Held
AVGO BROADCOM INCTechnology809$250K0.1%-5.3%
NVDA NVIDIA CORPTechnology1.4K$243K0.1%+6.0%
ABBV ABBVIE INCHealthcare944$205K0.1%Held

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRMay 5, 202694$284.9M canonicalSEC ↗
Q4 202513F-HRFeb 10, 2026101$296.9M canonicalSEC ↗
Q3 202513F-HROct 29, 202590$283.7M canonicalSEC ↗
Q2 202513F-HRAug 11, 202584$263.6M canonicalSEC ↗
Q1 202513F-HRMay 2, 202581$237.1M canonicalSEC ↗
Q4 202413F-HRFeb 4, 202574$239.1M canonicalSEC ↗
Q3 202413F-HRNov 7, 202466$226.9M canonicalSEC ↗
Q2 202413F-HRJul 24, 202468$211.6M canonicalSEC ↗
Q1 202413F-HRMay 13, 202473$196.4M canonicalSEC ↗