Essential Planning, LLC.

Wealth advisor Mechanical CIK 1949824
League rank
#2854
in Wealth advisor · #6423 overall
Long book
$314.5M
Q1 2026
Positions
85
Top-10 weight
66%
concentration
Last quarter
+7.9%
SPY +14.8%
Turnover
10%
of book per quarter

Strategy in plain words

auto-generated from filings

Essential Planning, LLC. is a wealth-management firm allocating client money, running a $314.5M US long book across 85 positions.

The portfolio is concentrated: the top 10 names carry 66% of the portfolio. The book barely moves quarter to quarter — a patient, low-turnover holder. Current anchor positions: VANGUARD TOTAL BOND MARKET, DIMENSIONAL US CORE EQUITY M, VANGUARD TOTAL STOCK MKT ETF, DIMENSIONAL INTERNATIONAL CO, DIMENSIONAL SHORT DURATION.

Over the last 9 quarters its long book ran on average 1.5pp per quarter behind the S&P 500, beating the index in 3 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
+2.0%
Q2 2024
+5.4%
Q3 2024
-1.4%
Q4 2024
+0.2%
Q1 2025
+5.8%
Q2 2025
+5.0%
Q3 2025
+3.1%
Q4 2025
-1.5%
Q1 2026
+7.9%

Sector allocation

Technology
42%
Healthcare
18%
Financials
16%
Consumer discretionary
10%
Industrials
7%
Materials
2%
Communications
2%
Energy
2%

Long book by quarter

$199.7M
Q1 2024
$227.3M
Q2 2024
$243.8M
Q3 2024
$15.35B
Q4 2024
$248.2M
Q1 2025
$268.6M
Q2 2025
$290.5M
Q3 2025
$313.6M
Q4 2025
$314.5M
Q1 2026

What does Essential Planning, own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
LLY ELI LILLY & COHealthcare2.8K$2.6M0.8%-70.8%
MSFT MICROSOFT CORPTechnology5.0K$1.8M0.6%-0.4%
AAPL APPLE INCTechnology6.9K$1.8M0.6%Held
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials2.8K$1.3M0.4%-19.4%
WMT WALMART INCConsumer discretionary8.7K$1.1M0.3%-2.1%
GOOGL ALPHABET INC-CL ATechnology3.7K$1.1M0.3%Held
GS GOLDMAN SACHS GROUP INCFinancials500$423K0.1%Held
AMZN AMAZON.COM INCConsumer discretionary2.0K$419K0.1%Held
JPM JPMORGAN CHASE & COFinancials1.4K$412K0.1%Held
HON HONEYWELL INTERNATIONAL INCIndustrials1.8K$400K0.1%Held
RTX RTX CORPIndustrials1.8K$348K0.1%+3.3%
NVDA NVIDIA CORPTechnology1.8K$317K0.1%-0.3%
IDXX IDEXX LABORATORIES INCMaterials559$314K0.1%Held
TT TRANE TECHNOLOGIES PLCTechnology738$308K0.1%Held
T AT&T INCCommunications10.4K$300K0.1%-6.9%
XOM EXXON MOBIL CORPEnergy1.6K$273K0.1%New
ANET ARISTA NETWORKS INCTechnology2.0K$246K0.1%Held
META META PLATFORMS INC-CLASS ATechnology418$239K0.1%Held
WDAY WORKDAY INC-CLASS ATechnology1.7K$227K0.1%Held
LRCX LAM RESEARCH CORPIndustrials1.0K$218K0.1%New
WFC WELLS FARGO & COFinancials2.6K$207K0.1%Held
HYPR HYPERFINE INCHealthcare42.4K$46K0.0%Held

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRApr 23, 202685$314.5M canonicalSEC ↗
Q4 202513F-HRJan 15, 202690$313.6M canonicalSEC ↗
Q3 202513F-HROct 28, 202585$290.5M canonicalSEC ↗
Q2 202513F-HRAug 14, 202582$268.6M canonicalSEC ↗
Q1 202513F-HRMay 8, 202581$248.2M canonicalSEC ↗
Q4 202413F-HRFeb 10, 2025313$15.35B canonicalSEC ↗
Q3 202413F-HRNov 7, 202483$243.8M canonicalSEC ↗
Q2 202413F-HRAug 14, 202471$227.3M canonicalSEC ↗
Q1 202413F-HRMay 9, 202465$199.7M canonicalSEC ↗