Financially Speaking Inc
Long book
$20.6M
Q1 2026
Positions
114
Top-10 weight
87%
concentration
Last quarter
+1.8%
SPY +14.8%
Turnover
46%
of book per quarter
Strategy in plain words
auto-generated from filingsFinancially Speaking Inc is a wealth-management firm allocating client money, running a $20.6M US long book across 114 positions.
The portfolio is extremely concentrated — the top 10 positions are almost the whole book. The portfolio is actively managed, with meaningful quarterly turnover. Current anchor positions: JPMORGAN ULTRA-SHORT INCOME, FIDELITY LOW DURAT FACT ETF, PALANTIR TECHNOLOGIES INC-A, SS SPDR S&P DIVIDEND ETF, NVIDIA CORP.
Over the last 6 quarters its long book ran on average 2.4pp per quarter behind the S&P 500, beating the index in 2 of 6 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.
Implied long-book return vs S&P 500
methodology: positions priced quarterly, no shorts/options Fund long book S&P 500
Q4 2024
+0.5%
Q1 2025
+4.8%
Q2 2025
+5.0%
Q3 2025
+2.1%
Q4 2025
-1.1%
Q1 2026
+1.8%
Sector allocation
Technology 35%
Energy 12%
Healthcare 11%
Consumer discretionary 10%
Industrials 8%
Utilities 7%
Consumer staples 5%
Financials 3%
Long book by quarter
What does Financially Speaking own?
Q1 2026 13F| Company | Sector | Shares | Value | % of book | Change |
|---|---|---|---|---|---|
| PLTR PALANTIR TECHNOLOGIES INC-A | Technology | 5.2K | $757K | 3.7% | -26.1% |
| NVDA NVIDIA CORP | Technology | 2.5K | $439K | 2.1% | -50.4% |
| XOM EXXON MOBIL CORP | Energy | 2.1K | $348K | 1.7% | Held |
| XEL XCEL ENERGY INC | Utilities | 3.8K | $302K | 1.5% | +0.1% |
| JNJ JOHNSON & JOHNSON | Healthcare | 891 | $218K | 1.1% | Held |
| MDT MEDTRONIC PLC | Healthcare | 2.5K | $214K | 1.0% | Held |
| COST COSTCO WHOLESALE CORP | Consumer discretionary | 205 | $204K | 1.0% | Held |
| RTX RTX CORP | Industrials | 1.0K | $198K | 1.0% | Held |
| MO ALTRIA GROUP INC | Consumer staples | 2.9K | $188K | 0.9% | Held |
| OXY OCCIDENTAL PETROLEUM CORP | Energy | 1.8K | $120K | 0.6% | -20.9% |
| USB US BANCORP | Financials | 2.2K | $115K | 0.6% | Held |
| GOOGL ALPHABET INC-CL A | Technology | 383 | $110K | 0.5% | -33.7% |
| MCD MCDONALD'S CORP | Consumer discretionary | 292 | $91K | 0.4% | Held |
| TT TRANE TECHNOLOGIES PLC | Technology | 200 | $83K | 0.4% | Held |
| AAPL APPLE INC | Technology | 322 | $82K | 0.4% | -3.9% |
| PSX PHILLIPS 66 | Energy | 435 | $79K | 0.4% | +0.7% |
| LIN LINDE PLC | Materials | 140 | $69K | 0.3% | Held |
| LII LENNOX INTERNATIONAL INC | Industrials | 133 | $62K | 0.3% | Held |
| ROST ROSS STORES INC | Consumer discretionary | 284 | $62K | 0.3% | Held |
| VZ VERIZON COMMUNICATIONS INC | Communications | 1.2K | $61K | 0.3% | Held |
| PG PROCTER & GAMBLE CO/THE | Other | 364 | $53K | 0.3% | +0.3% |
| T AT&T INC | Communications | 1.7K | $50K | 0.2% | Held |
| DIS WALT DISNEY CO/THE | Services media | 488 | $47K | 0.2% | -4.1% |
| TMO THERMO FISHER SCIENTIFIC INC | Other | 90 | $44K | 0.2% | -10.0% |
| AMD ADVANCED MICRO DEVICES | Technology | 212 | $43K | 0.2% | -6.2% |
| AMZN AMAZON.COM INC | Consumer discretionary | 187 | $39K | 0.2% | -70.6% |
| KMB KIMBERLY-CLARK CORP | Other | 377 | $36K | 0.2% | Held |
| NOC NORTHROP GRUMMAN CORP | Technology | 53 | $36K | 0.2% | Held |
| SBUX STARBUCKS CORP | Consumer discretionary | 400 | $36K | 0.2% | Held |
| SYK STRYKER CORP | Healthcare | 100 | $33K | 0.2% | Held |
| INTC INTEL CORP | Technology | 682 | $30K | 0.1% | Held |
| MKC MCCORMICK & CO-NON VTG SHRS | Consumer staples | 580 | $29K | 0.1% | Held |
| RIVN RIVIAN AUTOMOTIVE INC-A | Industrials | 1.8K | $28K | 0.1% | Held |
| NDSN NORDSON CORP | Industrials | 100 | $27K | 0.1% | Held |
| HD HOME DEPOT INC | Consumer discretionary | 77 | $25K | 0.1% | Held |
| BAC BANK OF AMERICA CORP | Financials | 502 | $24K | 0.1% | +0.6% |
| GILD GILEAD SCIENCES INC | Healthcare | 158 | $22K | 0.1% | -13.2% |
| MRK MERCK & CO. INC. | Healthcare | 176 | $21K | 0.1% | Held |
| ALV AUTOLIV INC | Industrials | 162 | $17K | 0.1% | Held |
| IOT SAMSARA INC-CL A | Technology | 500 | $16K | 0.1% | Held |
| APA APA CORP | Energy | 344 | $15K | 0.1% | -30.8% |
| LOW LOWE'S COS INC | Consumer discretionary | 61 | $14K | 0.1% | Held |
| PM PHILIP MORRIS INTERNATIONAL | Consumer staples | 85 | $14K | 0.1% | Held |
| MSFT MICROSOFT CORP | Technology | 36 | $13K | 0.1% | -18.2% |
| QCOM QUALCOMM INC | Technology | 100 | $13K | 0.1% | Held |
| ATO ATMOS ENERGY CORP | Utilities | 63 | $12K | 0.1% | Held |
| ALLE ALLEGION PLC | Services media | 66 | $10K | 0.0% | Held |
| BWA BORGWARNER INC | Industrials | 120 | $7K | 0.0% | Held |
| COIN COINBASE GLOBAL INC -CLASS A | Financials | 35 | $6K | 0.0% | Held |
| GOOG ALPHABET INC-CL C | Technology | 21 | $6K | 0.0% | Held |
13F filing history
| Period | Form | Filed | Entries | Reported value | Flags | Source |
|---|---|---|---|---|---|---|
| Q1 2026 | 13F-HR | Apr 7, 2026 | 116 | $20.6M | canonical | SEC ↗ |
| Q4 2025 | 13F-HR | Feb 10, 2026 | 209 | $154.6M | canonical | SEC ↗ |
| Q3 2025 | 13F-HR | Nov 6, 2025 | 216 | $152.2M | canonical | SEC ↗ |
| Q2 2025 | 13F-HR | Aug 7, 2025 | 202 | $152.0M | canonical | SEC ↗ |
| Q1 2025 | 13F-HR | May 7, 2025 | 78 | $135.6M | canonical | SEC ↗ |
| Q4 2024 | 13F-HR | Feb 11, 2025 | 223 | $147.2M | canonical | SEC ↗ |