Gradient Capital Advisors, LLC

Wealth advisor Mechanical CIK 1727917
League rank
#1127
in Wealth advisor · #3699 overall
Long book
$385.8M
Q1 2026
Positions
177
Top-10 weight
37%
concentration
Last quarter
+11.6%
SPY +14.8%
Turnover
5%
of book per quarter

Strategy in plain words

auto-generated from filings

Gradient Capital Advisors, LLC is a wealth-management firm allocating client money, running a $385.8M US long book across 177 positions.

The portfolio is moderately concentrated (top 10 ≈ 37% of the book). The book barely moves quarter to quarter — a patient, low-turnover holder. Current anchor positions: ISHARES CORE S&P 500 ETF, APPLE INC, STE STR SPDR PT DW EU ETF, VANGUARD S/T CORP BOND ETF, DIMENSIONAL GLBL CORE PL FIX.

Over the last 9 quarters its long book ran on average 0.2pp per quarter behind the S&P 500, beating the index in 5 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
+3.0%
Q2 2024
+6.3%
Q3 2024
+0.9%
Q4 2024
-2.5%
Q1 2025
+8.3%
Q2 2025
+8.3%
Q3 2025
+3.5%
Q4 2025
-1.0%
Q1 2026
+11.6%

Sector allocation

Technology
54%
Financials
17%
Industrials
13%
Consumer discretionary
5%
Healthcare
4%
Energy
3%
Services media
2%
Utilities
1%

Long book by quarter

$272.4M
Q1 2024
$279.8M
Q2 2024
$302.0M
Q3 2024
$310.2M
Q4 2024
$306.4M
Q1 2025
$338.5M
Q2 2025
$373.1M
Q3 2025
$388.0M
Q4 2025
$385.8M
Q1 2026

What does Gradient Capital own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
AAPL APPLE INCTechnology71.6K$18.2M4.7%-1.6%
GOOGL ALPHABET INC-CL ATechnology25.1K$7.2M1.9%+4.0%
JPM JPMORGAN CHASE & COFinancials22.7K$6.7M1.7%-2.0%
NVDA NVIDIA CORPTechnology32.5K$5.7M1.5%-0.3%
MSFT MICROSOFT CORPTechnology14.0K$5.2M1.3%-3.1%
TSLA TESLA INCIndustrials13.6K$5.1M1.3%-10.7%
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials9.7K$4.7M1.2%+2.4%
LRCX LAM RESEARCH CORPIndustrials20.6K$4.4M1.1%-3.5%
META META PLATFORMS INC-CLASS ATechnology6.4K$3.7M0.9%-4.5%
AVGO BROADCOM INCTechnology11.1K$3.4M0.9%-1.3%
AMZN AMAZON.COM INCConsumer discretionary10.0K$2.1M0.5%-0.6%
CVX CHEVRON CORPEnergy9.2K$1.9M0.5%-0.3%
CSCO CISCO SYSTEMS INCTechnology24.3K$1.9M0.5%-1.6%
BNY BANK OF NEW YORK MELLON CORPFinancials13.4K$1.6M0.4%+0.4%
JNJ JOHNSON & JOHNSONHealthcare5.4K$1.3M0.3%-0.7%
AMGN AMGEN INCHealthcare3.1K$1.1M0.3%+0.2%
BAC BANK OF AMERICA CORPFinancials21.7K$1.1M0.3%+0.3%
LMT LOCKHEED MARTIN CORPIndustrials1.7K$1.0M0.3%+0.4%
AMD ADVANCED MICRO DEVICESTechnology4.9K$999K0.3%-10.0%
COST COSTCO WHOLESALE CORPConsumer discretionary941$937K0.2%+0.2%
GOOG ALPHABET INC-CL CTechnology2.8K$809K0.2%0.0%
V VISA INC-CLASS A SHARESServices media2.6K$795K0.2%Held
HD HOME DEPOT INCConsumer discretionary2.4K$778K0.2%+0.1%
CAT CATERPILLAR INCIndustrials1.1K$748K0.2%-5.7%
QCOM QUALCOMM INCTechnology5.1K$656K0.2%-22.0%
NFLX NETFLIX INCServices media6.7K$645K0.2%+1.9%
XOM EXXON MOBIL CORPEnergy3.7K$627K0.2%-0.7%

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRApr 16, 2026177$385.8M canonicalSEC ↗
Q4 202513F-HRFeb 6, 2026174$388.0M canonicalSEC ↗
Q3 202513F-HROct 27, 2025167$373.1M canonicalSEC ↗
Q2 202513F-HRJul 16, 2025162$338.5M canonicalSEC ↗
Q1 202513F-HRMay 5, 2025155$306.4M canonicalSEC ↗
Q4 202413F-HRJan 29, 2025152$310.2M canonicalSEC ↗
Q3 202413F-HROct 16, 2024148$302.0M canonicalSEC ↗
Q2 202413F-HRJul 22, 2024140$279.8M canonicalSEC ↗
Q1 202413F-HRApr 17, 2024139$272.4M canonicalSEC ↗