INSTRUMENTAL WEALTH, LLC

Wealth advisor Mechanical CIK 1976010
League rank
#721
in Wealth advisor · #2963 overall
Long book
$162.7M
Q1 2026
Positions
73
Top-10 weight
77%
concentration
Last quarter
+12.5%
SPY +14.8%
Turnover
9%
of book per quarter

Strategy in plain words

auto-generated from filings

INSTRUMENTAL WEALTH, LLC is a wealth-management firm allocating client money, running a $162.7M US long book across 73 positions.

The portfolio is extremely concentrated — the top 10 positions are almost the whole book. The book barely moves quarter to quarter — a patient, low-turnover holder. Current anchor positions: ISHARES CORE S&P MIDCAP ETF, ISHARES CORE MSCI EAFE ETF, ISHARES S&P 500 GROWTH ETF, ISHARES S&P 500 VALUE ETF, ISHARES CORE S&P 500 ETF.

Over the last 9 quarters its long book ran on average 2.5pp per quarter behind the S&P 500, beating the index in 3 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
-14.8%
Q2 2024
+6.3%
Q3 2024
-0.2%
Q4 2024
-3.3%
Q1 2025
+9.1%
Q2 2025
+7.0%
Q3 2025
+2.5%
Q4 2025
-1.7%
Q1 2026
+12.5%

Sector allocation

Technology
52%
Financials
15%
Consumer discretionary
10%
Healthcare
7%
Industrials
6%
Energy
6%
Services media
4%
Consumer staples
2%

Long book by quarter

$229.7M
Q1 2024
$96.8M
Q2 2024
$102.6M
Q3 2024
$105.7M
Q4 2024
$110.4M
Q1 2025
$125.8M
Q2 2025
$142.6M
Q3 2025
$166.8M
Q4 2025
$162.7M
Q1 2026

What does INSTRUMENTAL WEALTH, own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
AAPL APPLE INCTechnology12.3K$3.1M1.9%+25.6%
NVDA NVIDIA CORPTechnology17.5K$3.0M1.9%+27.8%
MSFT MICROSOFT CORPTechnology5.1K$1.9M1.2%+52.9%
HRTG HERITAGE INSURANCE HOLDINGSFinancials60.1K$1.6M1.0%Held
AMZN AMAZON.COM INCConsumer discretionary7.3K$1.5M0.9%-0.1%
GOOG ALPHABET INC-CL CTechnology4.2K$1.2M0.7%+2.9%
GOOGL ALPHABET INC-CL ATechnology4.0K$1.2M0.7%+28.4%
XOM EXXON MOBIL CORPEnergy5.0K$852K0.5%+0.7%
META META PLATFORMS INC-CLASS ATechnology1.4K$830K0.5%+4.6%
AVGO BROADCOM INCTechnology2.2K$686K0.4%-4.6%
TSLA TESLA INCIndustrials1.7K$634K0.4%+2.9%
SYK STRYKER CORPHealthcare1.7K$565K0.3%+3.2%
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials1.1K$515K0.3%+13.3%
CVX CHEVRON CORPEnergy2.5K$513K0.3%+3.1%
KO COCA-COLA CO/THEConsumer staples6.6K$505K0.3%+25.0%
JPM JPMORGAN CHASE & COFinancials1.5K$449K0.3%-5.7%
PNFP PINNACLE FINANCIAL PARTNERSFinancials4.4K$375K0.2%New
WMT WALMART INCConsumer discretionary3.0K$369K0.2%+5.8%
LLY ELI LILLY & COHealthcare378$347K0.2%-5.3%
AMD ADVANCED MICRO DEVICESTechnology1.7K$337K0.2%+39.2%
V VISA INC-CLASS A SHARESServices media1.1K$334K0.2%+25.5%
JNJ JOHNSON & JOHNSONHealthcare1.3K$321K0.2%+55.7%
UNH UNITEDHEALTH GROUP INCFinancials1.0K$279K0.2%-0.8%
NFLX NETFLIX INCServices media2.9K$275K0.2%+0.2%
SLDE SLIDE INSURANCE HOLDINGS INCFinancials14.7K$265K0.2%Held
MA MASTERCARD INC - AServices media503$251K0.2%New
LEN LENNAR CORP-AIndustrials2.8K$242K0.1%+1.6%
PLTR PALANTIR TECHNOLOGIES INC-ATechnology1.6K$237K0.1%-7.6%
HD HOME DEPOT INCConsumer discretionary695$229K0.1%+10.3%
COST COSTCO WHOLESALE CORPConsumer discretionary228$227K0.1%+4.6%
WFC WELLS FARGO & COFinancials2.7K$215K0.1%-1.3%
MRK MERCK & CO. INC.Healthcare1.7K$210K0.1%New
CAT CATERPILLAR INCIndustrials286$203K0.1%+3.6%
SLS SELLAS LIFE SCIENCES GROUP IHealthcare44.9K$190K0.1%Held
SMR NUSCALE POWER CORPIndustrials17.4K$188K0.1%Held
UP WHEELS UP EXPERIENCE INCIndustrials234.2K$121K0.1%Held

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRApr 21, 202673$162.7M canonicalSEC ↗
Q4 202513F-HRFeb 27, 202672$166.8M canonicalSEC ↗
Q3 202513F-HROct 31, 202571$142.6M canonicalSEC ↗
Q2 202513F-HRJul 16, 202559$125.8M canonicalSEC ↗
Q1 202513F-HRApr 28, 202556$110.4M canonicalSEC ↗
Q4 202413F-HRFeb 24, 202551$105.7M canonicalSEC ↗
Q3 202413F-HROct 15, 202446$102.6M canonicalSEC ↗
Q2 202413F-HRJul 26, 202445$96.8M canonicalSEC ↗
Q1 202413F-HRMay 29, 202443$229.7M canonicalSEC ↗