OLIO Financial Planning

Wealth advisor Mechanical CIK 1906766
League rank
#1515
in Wealth advisor · #4340 overall
Long book
$361.0M
Q1 2026
Positions
72
Top-10 weight
88%
concentration
Last quarter
+10.9%
SPY +14.8%
Turnover
4%
of book per quarter

Strategy in plain words

auto-generated from filings

OLIO Financial Planning is a wealth-management firm allocating client money, running a $361.0M US long book across 72 positions.

The portfolio is extremely concentrated — the top 10 positions are almost the whole book. The book barely moves quarter to quarter — a patient, low-turnover holder. Current anchor positions: VANGUARD VALUE ETF, DIMENSIONAL US EQ MKT ETF, VANGUARD FTSE DEVELOPED ETF, FIDELITY TOTAL BOND ETF, VANGUARD TOTAL STOCK MKT ETF.

Over the last 9 quarters its long book ran on average 0.7pp per quarter behind the S&P 500, beating the index in 4 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
+1.1%
Q2 2024
+7.0%
Q3 2024
-1.8%
Q4 2024
-0.0%
Q1 2025
+7.3%
Q2 2025
+6.3%
Q3 2025
+2.8%
Q4 2025
+0.3%
Q1 2026
+10.9%

Sector allocation

Technology
44%
Financials
14%
Consumer discretionary
11%
Industrials
8%
Services media
7%
Energy
5%
Utilities
4%
Healthcare
4%

Long book by quarter

$237.7M
Q1 2024
$237.1M
Q2 2024
$237.7M
Q3 2024
$284.7M
Q4 2024
$289.3M
Q1 2025
$317.1M
Q2 2025
$340.9M
Q3 2025
$356.5M
Q4 2025
$361.0M
Q1 2026

What does OLIO Financial own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
AAPL APPLE INCTechnology11.2K$2.8M0.8%+7.9%
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials1.9K$917K0.3%-1.8%
NVDA NVIDIA CORPTechnology4.4K$772K0.2%+15.8%
AMZN AMAZON.COM INCConsumer discretionary3.5K$736K0.2%-7.9%
BAH BOOZ ALLEN HAMILTON HOLDINGSServices media8.2K$637K0.2%+21.1%
JPM JPMORGAN CHASE & COFinancials2.0K$593K0.2%-2.0%
ISRG INTUITIVE SURGICAL INCHealthcare1.2K$542K0.2%Held
AEG AEGON LTD-NY REG SHRFinancials71.0K$516K0.1%Held
NSC NORFOLK SOUTHERN CORPIndustrials1.7K$474K0.1%Held
MSFT MICROSOFT CORPTechnology1.3K$473K0.1%+5.7%
RTX RTX CORPIndustrials2.2K$416K0.1%-4.5%
D DOMINION ENERGY INCUtilities6.6K$406K0.1%+0.3%
GOOG ALPHABET INC-CL CTechnology1.4K$400K0.1%+5.2%
CSL CARLISLE COS INCOther1.2K$399K0.1%Held
XOM EXXON MOBIL CORPEnergy2.3K$383K0.1%-21.9%
META META PLATFORMS INC-CLASS ATechnology639$366K0.1%-7.9%
CVX CHEVRON CORPEnergy1.7K$358K0.1%+0.1%
GOOGL ALPHABET INC-CL ATechnology1.2K$354K0.1%+18.7%
MCO MOODY'S CORPServices media711$310K0.1%+23.9%
COST COSTCO WHOLESALE CORPConsumer discretionary279$278K0.1%Held
AMAT APPLIED MATERIALS INCTechnology775$265K0.1%New
WMT WALMART INCConsumer discretionary2.0K$251K0.1%Held
SAIC SCIENCE APPLICATIONS INTETechnology2.6K$248K0.1%Held
KR KROGER COConsumer discretionary3.4K$247K0.1%-0.8%
CSX CSX CORPIndustrials5.6K$230K0.1%Held
AMD ADVANCED MICRO DEVICESTechnology1.1K$227K0.1%Held
LDOS LEIDOS HOLDINGS INCTechnology1.3K$203K0.1%Held
AEP AMERICAN ELECTRIC POWERUtilities1.5K$202K0.1%New
NAK NORTHERN DYNASTY MINERALSMaterials22.4K$31K0.0%Held
SMRT SMARTRENT INCTechnology15.5K$23K0.0%-50.0%

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRApr 14, 202672$361.0M canonicalSEC ↗
Q4 202513F-HRJan 21, 202671$356.5M canonicalSEC ↗
Q3 202513F-HROct 16, 202567$340.9M canonicalSEC ↗
Q2 202513F-HRJul 9, 202564$317.1M canonicalSEC ↗
Q1 202513F-HRApr 11, 202559$289.3M canonicalSEC ↗
Q4 202413F-HRJan 21, 202559$284.7M canonicalSEC ↗
Q3 202413F-HROct 16, 202452$237.7M canonicalSEC ↗
Q2 202413F-HRJul 12, 202452$237.1M canonicalSEC ↗
Q1 202413F-HRApr 16, 202452$237.7M canonicalSEC ↗