Peak Retirement Planning, Inc.

Wealth advisor Mechanical CIK 2056697
League rank
#2302
in Wealth advisor · #5575 overall
Long book
$501.5M
Q1 2026
Positions
152
Top-10 weight
43%
concentration
Last quarter
+9.5%
SPY +14.8%
Turnover
22%
of book per quarter

Strategy in plain words

auto-generated from filings

Peak Retirement Planning, Inc. is a wealth-management firm allocating client money, running a $501.5M US long book across 152 positions.

The portfolio is moderately concentrated (top 10 ≈ 43% of the book). Turnover is modest: positions are typically held for years. Current anchor positions: ISHARES 0-3 MONTH TREASURY B, VANGUARD FTSE DEVELOPED ETF, VANGUARD FTSE EMERGING MARKE, SS SPDR BB 1-10YR TIPS ETF, SS ENERGY SELECT SECTOR.

Over the last 6 quarters its long book ran on average 1.1pp per quarter behind the S&P 500, beating the index in 2 of 6 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q4 2024
-0.9%
Q1 2025
+6.6%
Q2 2025
+5.5%
Q3 2025
+0.2%
Q4 2025
+0.2%
Q1 2026
+9.5%

Sector allocation

Technology
27%
Healthcare
26%
Other
11%
Industrials
9%
Financials
8%
Consumer staples
6%
Communications
4%
Consumer discretionary
4%

Long book by quarter

$148.0M
Q4 2024
$180.3M
Q1 2025
$247.7M
Q2 2025
$355.1M
Q3 2025
$427.1M
Q4 2025
$501.5M
Q1 2026

What does Peak Retirement own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
NVDA NVIDIA CORPTechnology39.3K$6.9M1.4%+16.7%
MSFT MICROSOFT CORPTechnology12.7K$4.7M0.9%+25.1%
GOOGL ALPHABET INC-CL ATechnology15.3K$4.4M0.9%+24.3%
HIMS HIMS & HERS HEALTH INCHealthcare198.4K$4.1M0.8%+140.3%
AVGO BROADCOM INCTechnology13.1K$4.0M0.8%+30.4%
UTHR UNITED THERAPEUTICS CORPHealthcare6.6K$3.9M0.8%+18.2%
LLY ELI LILLY & COHealthcare4.1K$3.7M0.7%+532.3%
AAPL APPLE INCTechnology14.6K$3.7M0.7%+5.6%
ZM ZOOM COMMUNICATIONS INCTechnology44.9K$3.6M0.7%+37.8%
EXEL EXELIXIS INCHealthcare82.1K$3.5M0.7%+31.4%
FLEX FLEX LTDTechnology53.8K$3.5M0.7%+17.0%
MPWR MONOLITHIC POWER SYSTEMS INCTechnology3.2K$3.5M0.7%+4.0%
CHWY CHEWY INC - CLASS AConsumer discretionary125.7K$3.4M0.7%+46.1%
NBIX NEUROCRINE BIOSCIENCES INCHealthcare25.6K$3.4M0.7%+30.5%
ABT ABBOTT LABORATORIESHealthcare31.5K$3.2M0.6%+21.2%
ELAN ELANCO ANIMAL HEALTH INCHealthcare134.6K$3.2M0.6%+10.5%
MU MICRON TECHNOLOGY INCTechnology9.5K$3.2M0.6%-12.6%
RL RALPH LAUREN CORPOther9.3K$3.2M0.6%+18.4%
DECK DECKERS OUTDOOR CORPOther31.1K$3.1M0.6%+11.3%
MMSI MERIT MEDICAL SYSTEMS INCHealthcare45.1K$3.1M0.6%+39.0%
APP APPLOVIN CORP-CLASS ATechnology7.8K$3.1M0.6%+84.6%
PHM PULTEGROUP INCIndustrials26.2K$3.1M0.6%+9.1%
HALO HALOZYME THERAPEUTICS INCHealthcare46.6K$3.0M0.6%New
TOST TOAST INC-CLASS ATechnology113.5K$3.0M0.6%New
PODD INSULET CORPHealthcare13.9K$2.9M0.6%+42.6%
JNJ JOHNSON & JOHNSONHealthcare11.7K$2.9M0.6%+2.7%
CF CF INDUSTRIES HOLDINGS INCOther22.0K$2.9M0.6%-15.2%
PG PROCTER & GAMBLE CO/THEOther19.6K$2.8M0.6%+7.5%
THC TENET HEALTHCARE CORPHealthcare14.5K$2.7M0.5%+0.8%
EOG EOG RESOURCES INCEnergy18.5K$2.7M0.5%-4.3%
JPM JPMORGAN CHASE & COFinancials9.0K$2.7M0.5%+12.0%
MRK MERCK & CO. INC.Healthcare21.6K$2.6M0.5%+6.7%
VZ VERIZON COMMUNICATIONS INCCommunications49.9K$2.5M0.5%-4.2%
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials5.2K$2.5M0.5%-7.6%
PEP PEPSICO INCConsumer staples15.7K$2.4M0.5%+5.7%
FOXA FOX CORP - CLASS ACommunications41.1K$2.4M0.5%+45.0%
MO ALTRIA GROUP INCConsumer staples36.2K$2.4M0.5%-0.2%
TROW T ROWE PRICE GROUP INCFinancials25.7K$2.3M0.5%+30.4%
GILD GILEAD SCIENCES INCHealthcare16.6K$2.3M0.5%-0.1%
SNA SNAP-ON INCIndustrials6.3K$2.3M0.5%+8.3%
CL COLGATE-PALMOLIVE COOther26.8K$2.3M0.5%-0.7%
CME CME GROUP INCFinancials7.7K$2.3M0.5%+4.4%
ITW ILLINOIS TOOL WORKSIndustrials8.7K$2.3M0.4%+4.2%
KHC KRAFT HEINZ CO/THEConsumer staples100.0K$2.3M0.4%+20.6%
CBOE CBOE GLOBAL MARKETS INCFinancials8.0K$2.2M0.4%-0.1%
KMB KIMBERLY-CLARK CORPOther23.1K$2.2M0.4%+14.6%
ACN ACCENTURE PLC-CL AServices media11.1K$2.2M0.4%+51.5%
CMCSA COMCAST CORP-CLASS ACommunications76.3K$2.2M0.4%+12.4%
AVY AVERY DENNISON CORPOther12.2K$2.1M0.4%+13.7%
XOM EXXON MOBIL CORPEnergy12.0K$2.0M0.4%+77.4%

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRMay 11, 2026152$501.5M canonicalSEC ↗
Q4 202513F-HRFeb 10, 2026145$427.1M canonicalSEC ↗
Q3 202513F-HRNov 4, 2025128$355.1M canonicalSEC ↗
Q2 202513F-HRNov 4, 2025118$247.7M canonicalSEC ↗
Q1 202513F-HRNov 4, 2025105$180.3M canonicalSEC ↗
Q4 202413F-HRFeb 20, 202596$148.0M canonicalSEC ↗