PLANNING ALTERNATIVES LTD /ADV

Wealth advisor Mechanical CIK 712011
League rank
#88
in Wealth advisor · #1127 overall
Long book
$774.8M
Q1 2026
Positions
111
Top-10 weight
85%
concentration
Last quarter
+16.5%
SPY +14.8%
Turnover
26%
of book per quarter

Strategy in plain words

auto-generated from filings

PLANNING ALTERNATIVES LTD /ADV is a wealth-management firm allocating client money, running a $774.8M US long book across 111 positions.

The portfolio is extremely concentrated — the top 10 positions are almost the whole book. The portfolio is actively managed, with meaningful quarterly turnover. Current anchor positions: ISHARES CORE S&P 500 ETF, ISHARES CORE S&P MIDCAP ETF, INVESCO S&P 500 MOMENTUM ETF, VANGUARD FTSE DEVELOPED ETF, ISHARES CORE S&P SMALL-CAP E.

Over the last 9 quarters its long book ran on average 0pp per quarter behind the S&P 500, beating the index in 4 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
+1.6%
Q2 2024
+7.1%
Q3 2024
-0.4%
Q4 2024
-2.4%
Q1 2025
+9.8%
Q2 2025
+7.4%
Q3 2025
+2.6%
Q4 2025
-2.1%
Q1 2026
+16.5%

Sector allocation

Technology
53%
Industrials
13%
Financials
6%
Consumer discretionary
6%
Healthcare
6%
Consumer staples
4%
Utilities
4%
Services media
3%

Long book by quarter

$608.5M
Q1 2024
$617.6M
Q2 2024
$657.0M
Q3 2024
$650.5M
Q4 2024
$652.3M
Q1 2025
$718.6M
Q2 2025
$778.7M
Q3 2025
$793.9M
Q4 2025
$774.8M
Q1 2026

What does PLANNING ALTERNATIVES own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
AAPL APPLE INCTechnology65.2K$16.5M2.1%+6.3%
NVDA NVIDIA CORPTechnology25.2K$4.4M0.6%+26.6%
MSFT MICROSOFT CORPTechnology9.7K$3.6M0.5%+7.0%
DTE DTE ENERGY COMPANYUtilities15.7K$2.3M0.3%+0.3%
AMZN AMAZON.COM INCConsumer discretionary8.7K$1.8M0.2%+16.8%
PM PHILIP MORRIS INTERNATIONALConsumer staples10.1K$1.7M0.2%+2.5%
LRCX LAM RESEARCH CORPIndustrials7.5K$1.6M0.2%+6.3%
GOOGL ALPHABET INC-CL ATechnology5.6K$1.6M0.2%+34.3%
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials3.0K$1.4M0.2%+0.3%
AVGO BROADCOM INCTechnology4.5K$1.4M0.2%+43.0%
CAT CATERPILLAR INCIndustrials1.8K$1.3M0.2%+20.1%
META META PLATFORMS INC-CLASS ATechnology2.2K$1.2M0.2%+188.2%
JPM JPMORGAN CHASE & COFinancials4.0K$1.2M0.2%+32.7%
GOOG ALPHABET INC-CL CTechnology4.1K$1.2M0.2%+26.7%
TSLA TESLA INCIndustrials2.4K$910K0.1%+10.1%
LLY ELI LILLY & COHealthcare982$903K0.1%+10.7%
JNJ JOHNSON & JOHNSONHealthcare3.4K$836K0.1%+66.9%
IBM INTL BUSINESS MACHINES CORPTechnology3.4K$830K0.1%-0.2%
COST COSTCO WHOLESALE CORPConsumer discretionary819$816K0.1%+237.0%
MDLZ MONDELEZ INTERNATIONAL INC-AConsumer staples13.8K$795K0.1%+4.0%
XOM EXXON MOBIL CORPEnergy4.5K$763K0.1%+54.6%
GGG GRACO INCIndustrials7.8K$664K0.1%-4.9%
MA MASTERCARD INC - AServices media1.2K$619K0.1%+67.7%
NFLX NETFLIX INCServices media6.4K$619K0.1%+42.2%
ABBV ABBVIE INCHealthcare2.6K$574K0.1%-19.7%
WMT WALMART INCConsumer discretionary4.6K$570K0.1%+112.4%
LIN LINDE PLCMaterials1.1K$562K0.1%+70.8%
CVX CHEVRON CORPEnergy2.3K$482K0.1%-29.0%
F FORD MOTOR COIndustrials41.5K$479K0.1%-0.9%
ITW ILLINOIS TOOL WORKSIndustrials1.7K$451K0.1%+11.2%
CSCO CISCO SYSTEMS INCTechnology5.6K$433K0.1%+41.0%
MRK MERCK & CO. INC.Healthcare3.6K$433K0.1%+69.2%
PLTR PALANTIR TECHNOLOGIES INC-ATechnology2.9K$420K0.1%+54.5%
AXP AMERICAN EXPRESS COFinancials1.3K$402K0.1%+21.9%
HON HONEYWELL INTERNATIONAL INCIndustrials1.8K$399K0.1%+19.6%
TXN TEXAS INSTRUMENTS INCTechnology2.0K$384K0.0%+69.7%
AMAT APPLIED MATERIALS INCTechnology1.1K$384K0.0%New
GEV GE VERNOVA INCIndustrials437$381K0.0%New
MORN MORNINGSTAR INCFinancials2.2K$371K0.0%-6.8%
TMO THERMO FISHER SCIENTIFIC INCOther752$370K0.0%+26.0%
COMP COMPASS INC - CLASS AReal estate50.0K$366K0.0%Held
INTU INTUIT INCTechnology772$334K0.0%+67.5%
MCD MCDONALD'S CORPConsumer discretionary1.1K$332K0.0%+35.9%
TJX TJX COMPANIES INCConsumer discretionary2.0K$326K0.0%+53.1%
GE GENERAL ELECTRICIndustrials1.1K$319K0.0%+9.5%
C CITIGROUP INCFinancials2.8K$314K0.0%+31.5%
PFE PFIZER INCHealthcare11.0K$309K0.0%New
PEP PEPSICO INCConsumer staples1.9K$291K0.0%+30.9%
CRM SALESFORCE INCTechnology1.5K$285K0.0%New
RTX RTX CORPIndustrials1.5K$282K0.0%New

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRMay 7, 2026111$774.8M canonicalSEC ↗
Q4 202513F-HRFeb 6, 202698$793.9M canonicalSEC ↗
Q3 202513F-HRNov 12, 202588$778.7M canonicalSEC ↗
Q2 202513F-HRAug 12, 202580$718.6M canonicalSEC ↗
Q1 202513F-HRMay 9, 202576$652.3M canonicalSEC ↗
Q4 202413F-HRFeb 6, 202561$650.5M canonicalSEC ↗
Q3 202413F-HRNov 12, 202458$657.0M canonicalSEC ↗
Q2 202413F-HRJul 25, 202458$617.6M canonicalSEC ↗
Q1 202413F-HRApr 17, 202449$608.5M canonicalSEC ↗