Prepared Retirement Institute LLC

Wealth advisor Mechanical CIK 2056037
League rank
#2582
in Wealth advisor · #5996 overall
Long book
$201.5M
Q1 2026
Positions
79
Top-10 weight
63%
concentration
Last quarter
+8.8%
SPY +14.8%
Turnover
8%
of book per quarter

Strategy in plain words

auto-generated from filings

Prepared Retirement Institute LLC is a wealth-management firm allocating client money, running a $201.5M US long book across 79 positions.

The portfolio is concentrated: the top 10 names carry 63% of the portfolio. The book barely moves quarter to quarter — a patient, low-turnover holder. Current anchor positions: VANGUARD DIVIDEND APPREC ETF, SCHWAB US DVD EQUITY ETF, FIDELITY ENH LRG CAP GWTH, WISDOMTREE INTERNATIONAL HED, ISHARES CMBS ETF.

Over the last 9 quarters its long book ran on average 1.4pp per quarter behind the S&P 500, beating the index in 3 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
+1.4%
Q2 2024
+5.8%
Q3 2024
-0.1%
Q4 2024
-1.0%
Q1 2025
+6.3%
Q2 2025
+6.0%
Q3 2025
+2.1%
Q4 2025
-1.2%
Q1 2026
+8.8%

Sector allocation

Technology
35%
Financials
21%
Healthcare
17%
Consumer discretionary
11%
Energy
8%
Industrials
4%
Utilities
3%
Communications
1%

Long book by quarter

$134.0M
Q1 2024
$150.9M
Q2 2024
$165.2M
Q3 2024
$175.2M
Q4 2024
$156.7M
Q1 2025
$169.7M
Q2 2025
$191.8M
Q3 2025
$198.7M
Q4 2025
$201.5M
Q1 2026

What does Prepared Retirement own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
MSFT MICROSOFT CORPTechnology7.1K$2.6M1.3%+34.9%
MSTR STRATEGY INCFinancials17.8K$2.2M1.1%New
AAPL APPLE INCTechnology6.3K$1.6M0.8%-2.8%
ABBV ABBVIE INCHealthcare6.0K$1.3M0.6%-3.2%
XOM EXXON MOBIL CORPEnergy7.4K$1.3M0.6%+0.3%
TEL TE CONNECTIVITY PLCConsumer discretionary4.9K$1.0M0.5%Held
NVDA NVIDIA CORPTechnology5.4K$936K0.5%-1.3%
MRK MERCK & CO. INC.Healthcare7.7K$932K0.5%-0.3%
JNJ JOHNSON & JOHNSONHealthcare2.6K$629K0.3%-3.5%
ALL ALLSTATE CORPFinancials2.8K$590K0.3%Held
GOOG ALPHABET INC-CL CTechnology1.7K$485K0.2%Held
ABT ABBOTT LABORATORIESHealthcare4.7K$484K0.2%-3.9%
JPM JPMORGAN CHASE & COFinancials1.6K$484K0.2%-15.4%
TSLA TESLA INCIndustrials1.3K$470K0.2%+13.7%
META META PLATFORMS INC-CLASS ATechnology783$448K0.2%-5.9%
AMZN AMAZON.COM INCConsumer discretionary1.7K$358K0.2%Held
GOOGL ALPHABET INC-CL ATechnology1.2K$347K0.2%+0.4%
CVX CHEVRON CORPEnergy1.7K$342K0.2%New
MS MORGAN STANLEYFinancials2.0K$329K0.2%Held
COF CAPITAL ONE FINANCIAL CORPFinancials1.8K$326K0.2%Held
PPL PPL CORPUtilities8.5K$324K0.2%-10.0%
CAH CARDINAL HEALTH INCConsumer discretionary1.5K$309K0.2%-5.7%
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials611$293K0.1%Held
WMT WALMART INCConsumer discretionary2.3K$288K0.1%-34.1%
LDOS LEIDOS HOLDINGS INCTechnology1.8K$280K0.1%Held
CEG CONSTELLATION ENERGYUtilities992$277K0.1%-3.5%
MCD MCDONALD'S CORPConsumer discretionary887$276K0.1%Held
GD GENERAL DYNAMICS CORPIndustrials716$246K0.1%+0.1%
VZ VERIZON COMMUNICATIONS INCCommunications4.6K$233K0.1%New
IBM INTL BUSINESS MACHINES CORPTechnology910$221K0.1%-17.9%

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HR/ARESTATEMENTMay 15, 202679$201.5M canonicalSEC ↗
Q1 202613F-HRApr 30, 202679$202K SEC ↗
Q4 202513F-HRJan 29, 202680$198.7M canonicalSEC ↗
Q3 202513F-HROct 21, 202584$191.8M canonicalSEC ↗
Q2 202513F-HRJul 17, 202586$169.7M canonicalSEC ↗
Q1 202513F-HRMay 2, 202585$156.7M canonicalSEC ↗
Q4 202413F-HRFeb 13, 202579$175.2M canonicalSEC ↗
Q3 202413F-HRFeb 13, 202580$165.2M canonicalSEC ↗
Q2 202413F-HRFeb 13, 202581$150.9M canonicalSEC ↗
Q1 202413F-HRFeb 13, 202570$134.0M canonicalSEC ↗