RETIREMENT INCOME SOLUTIONS, INC
Long book
$585.1M
Q1 2026
Positions
173
Top-10 weight
67%
concentration
Last quarter
+11.9%
SPY +14.8%
Turnover
13%
of book per quarter
Strategy in plain words
auto-generated from filingsRETIREMENT INCOME SOLUTIONS, INC is a wealth-management firm allocating client money, running a $585.1M US long book across 173 positions.
The portfolio is concentrated: the top 10 names carry 67% of the portfolio. Turnover is modest: positions are typically held for years. Current anchor positions: STE STR SPDR PT S&P 500 ETF, SS SPDR S&P 500 ETF TRUST-US, SS SPDR P S&P 400 MIDCAP ETF, JPMORGAN ULTRA-SHORT INCOME, ISHARES CORE S&P 500 ETF.
Over the last 9 quarters its long book ran on average 0.6pp per quarter behind the S&P 500, beating the index in 3 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.
Implied long-book return vs S&P 500
methodology: positions priced quarterly, no shorts/options Fund long book S&P 500
Q1 2024
+2.9%
Q2 2024
+5.8%
Q3 2024
+1.8%
Q4 2024
-4.1%
Q1 2025
+9.9%
Q2 2025
+6.8%
Q3 2025
+2.6%
Q4 2025
-2.4%
Q1 2026
+11.9%
Sector allocation
Technology 41%
Financials 15%
Consumer discretionary 12%
Healthcare 11%
Industrials 6%
Other 4%
Utilities 4%
Consumer staples 3%
Long book by quarter
What does RETIREMENT INCOME own?
Q1 2026 13F| Company | Sector | Shares | Value | % of book | Change |
|---|---|---|---|---|---|
| AAPL APPLE INC | Technology | 20.2K | $5.1M | 0.9% | -1.5% |
| AMZN AMAZON.COM INC | Consumer discretionary | 16.5K | $3.4M | 0.6% | -5.3% |
| BRK/B BERKSHIRE HATHAWAY INC-CL B | Financials | 6.5K | $3.1M | 0.5% | -1.9% |
| GOOGL ALPHABET INC-CL A | Technology | 8.6K | $2.5M | 0.4% | +1.7% |
| MSFT MICROSOFT CORP | Technology | 6.3K | $2.3M | 0.4% | -1.7% |
| GOOG ALPHABET INC-CL C | Technology | 6.8K | $2.0M | 0.3% | Held |
| LLY ELI LILLY & CO | Healthcare | 1.9K | $1.7M | 0.3% | +14.7% |
| NVDA NVIDIA CORP | Technology | 9.9K | $1.7M | 0.3% | Held |
| JPM JPMORGAN CHASE & CO | Financials | 4.1K | $1.2M | 0.2% | +2.5% |
| LRCX LAM RESEARCH CORP | Industrials | 4.2K | $892K | 0.2% | -6.6% |
| KO COCA-COLA CO/THE | Consumer staples | 10.7K | $811K | 0.1% | +0.2% |
| JNJ JOHNSON & JOHNSON | Healthcare | 3.3K | $803K | 0.1% | -0.8% |
| MRK MERCK & CO. INC. | Healthcare | 5.9K | $712K | 0.1% | -2.1% |
| PG PROCTER & GAMBLE CO/THE | Other | 4.9K | $712K | 0.1% | +1.7% |
| ECL ECOLAB INC | Other | 2.5K | $658K | 0.1% | Held |
| ORCL ORACLE CORP | Technology | 4.4K | $640K | 0.1% | Held |
| IBM INTL BUSINESS MACHINES CORP | Technology | 2.5K | $612K | 0.1% | -1.8% |
| AVGO BROADCOM INC | Technology | 1.7K | $530K | 0.1% | Held |
| VLY VALLEY NATIONAL BANCORP | Financials | 42.4K | $521K | 0.1% | +14.4% |
| AMGN AMGEN INC | Healthcare | 1.5K | $517K | 0.1% | -1.1% |
| ETN EATON CORP PLC | Industrials | 1.4K | $511K | 0.1% | -3.1% |
| XOM EXXON MOBIL CORP | Energy | 3.0K | $503K | 0.1% | -5.4% |
13F filing history
| Period | Form | Filed | Entries | Reported value | Flags | Source |
|---|---|---|---|---|---|---|
| Q1 2026 | 13F-HR | May 4, 2026 | 173 | $585.1M | canonical | SEC ↗ |
| Q4 2025 | 13F-HR | Jan 27, 2026 | 170 | $589.6M | canonical | SEC ↗ |
| Q3 2025 | 13F-HR | Oct 14, 2025 | 165 | $584.8M | canonical | SEC ↗ |
| Q2 2025 | 13F-HR | Jul 15, 2025 | 158 | $545.0M | canonical | SEC ↗ |
| Q1 2025 | 13F-HR | May 6, 2025 | 146 | $477.9M | canonical | SEC ↗ |
| Q4 2024 | 13F-HR | Jan 31, 2025 | 149 | $495.6M | canonical | SEC ↗ |
| Q3 2024 | 13F-HR | Nov 8, 2024 | 146 | $437.7M | canonical | SEC ↗ |
| Q2 2024 | 13F-HR | Aug 1, 2024 | 141 | $413.9M | canonical | SEC ↗ |
| Q1 2024 | 13F-HR | May 3, 2024 | 156 | $441.0M | canonical | SEC ↗ |