Ruggaard & Associates LLC

Wealth advisor Mechanical CIK 1971230
League rank
#2448
in Wealth advisor · #5800 overall
Long book
$252.4M
Q1 2026
Positions
122
Top-10 weight
47%
concentration
Last quarter
+9.1%
SPY +14.8%
Turnover
7%
of book per quarter

Strategy in plain words

auto-generated from filings

Ruggaard & Associates LLC is a wealth-management firm allocating client money, running a $252.4M US long book across 122 positions.

The portfolio is moderately concentrated (top 10 ≈ 47% of the book). The book barely moves quarter to quarter — a patient, low-turnover holder. Current anchor positions: JPMORGAN ULTRA-SHORT INCOME, CAP GROUP DIVIDEND VALUE, CAP GROUP CORE PLUS INCOME, ISHARES IBOND 2026 HY & INC, ISHARES IBONDS DEC 2029 TERM.

Over the last 9 quarters its long book ran on average 1.3pp per quarter behind the S&P 500, beating the index in 3 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
+0.9%
Q2 2024
+6.6%
Q3 2024
+0.2%
Q4 2024
-1.6%
Q1 2025
+6.1%
Q2 2025
+5.6%
Q3 2025
+2.0%
Q4 2025
-0.2%
Q1 2026
+9.1%

Sector allocation

Technology
32%
Energy
17%
Financials
14%
Consumer discretionary
10%
Materials
7%
Industrials
6%
Healthcare
5%
Other
4%

Long book by quarter

$210.3M
Q1 2024
$216.2M
Q2 2024
$229.7M
Q3 2024
$228.0M
Q4 2024
$228.3M
Q1 2025
$248.8M
Q2 2025
$267.3M
Q3 2025
$254.0M
Q4 2025
$252.4M
Q1 2026

What does Ruggaard & own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
AAPL APPLE INCTechnology27.0K$6.9M2.7%-0.1%
AEM AGNICO EAGLE MINES LTDMaterials14.3K$2.9M1.2%-1.2%
MSFT MICROSOFT CORPTechnology5.4K$2.0M0.8%+0.1%
COP CONOCOPHILLIPSEnergy13.2K$1.7M0.7%+3.9%
AMZN AMAZON.COM INCConsumer discretionary5.7K$1.2M0.5%-0.3%
TXN TEXAS INSTRUMENTS INCTechnology5.4K$1.1M0.4%-0.3%
VLO VALERO ENERGY CORPEnergy4.0K$992K0.4%Held
WMT WALMART INCConsumer discretionary7.9K$984K0.4%-0.6%
XOM EXXON MOBIL CORPEnergy5.8K$980K0.4%+1.8%
CVX CHEVRON CORPEnergy4.7K$968K0.4%0.0%
NVDA NVIDIA CORPTechnology5.1K$891K0.4%+1.8%
AFL AFLAC INCFinancials7.9K$872K0.3%Held
SU SUNCOR ENERGY INCEnergy13.1K$866K0.3%+4.5%
JPM JPMORGAN CHASE & COFinancials2.9K$855K0.3%Held
GOOGL ALPHABET INC-CL ATechnology2.9K$840K0.3%+0.9%
ORI OLD REPUBLIC INTL CORPFinancials21.0K$839K0.3%-1.2%
COST COSTCO WHOLESALE CORPConsumer discretionary756$753K0.3%-3.2%
RY ROYAL BANK OF CANADAFinancials4.5K$731K0.3%-1.4%
JNJ JOHNSON & JOHNSONHealthcare2.8K$686K0.3%Held
INGR INGREDION INCConsumer staples6.1K$682K0.3%+1.3%
BNS BANK OF NOVA SCOTIAFinancials8.7K$602K0.2%-1.1%
CNQ CANADIAN NATURAL RESOURCESEnergy11.9K$579K0.2%+25.0%
CSCO CISCO SYSTEMS INCTechnology7.3K$569K0.2%Held
V VISA INC-CLASS A SHARESServices media1.8K$542K0.2%-1.5%
EXP EAGLE MATERIALS INCIndustrials2.7K$517K0.2%+0.4%
AVGO BROADCOM INCTechnology1.6K$491K0.2%-2.6%
ELV ELEVANCE HEALTH INCFinancials1.6K$481K0.2%Held
DE DEERE & COIndustrials851$480K0.2%+0.6%
PSX PHILLIPS 66Energy2.5K$461K0.2%Held
GATX GATX CORPIndustrials2.6K$444K0.2%Held
PEP PEPSICO INCConsumer staples2.8K$438K0.2%Held
TMO THERMO FISHER SCIENTIFIC INCOther854$420K0.2%+0.7%
PG PROCTER & GAMBLE CO/THEOther2.9K$418K0.2%Held
CNI CANADIAN NATL RAILWAY COIndustrials3.9K$404K0.2%+18.1%
LLY ELI LILLY & COHealthcare437$402K0.2%Held
TSEM TOWER SEMICONDUCTOR LTDTechnology2.3K$397K0.2%-17.6%
MCD MCDONALD'S CORPConsumer discretionary1.3K$397K0.2%+2.5%
NTR NUTRIEN LTDOther5.1K$385K0.2%Held
AXP AMERICAN EXPRESS COFinancials1.2K$377K0.1%+1.2%
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials785$376K0.1%Held
TRV TRAVELERS COS INC/THEFinancials1.3K$365K0.1%+5.5%
PGR PROGRESSIVE CORPFinancials1.7K$345K0.1%Held
HD HOME DEPOT INCConsumer discretionary1.0K$338K0.1%+0.1%
ABT ABBOTT LABORATORIESHealthcare3.2K$331K0.1%-14.2%
NVMI NOVA LTDOther757$329K0.1%-9.8%
MSI MOTOROLA SOLUTIONS INCTechnology749$325K0.1%+1.5%
DG DOLLAR GENERAL CORPConsumer discretionary2.7K$318K0.1%+3.6%
BKH BLACK HILLS CORPUtilities4.5K$315K0.1%-2.3%
CAT CATERPILLAR INCIndustrials441$313K0.1%-2.6%

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRMay 26, 2026139$252.4M canonicalSEC ↗
Q4 202513F-HRFeb 20, 2026139$254.0M canonicalSEC ↗
Q3 202513F-HRNov 14, 2025138$267.3M canonicalSEC ↗
Q2 202513F-HRAug 14, 2025134$248.8M canonicalSEC ↗
Q1 202513F-HRMay 15, 2025132$228.3M canonicalSEC ↗
Q4 202413F-HRFeb 13, 2025127$228.0M canonicalSEC ↗
Q3 202413F-HRNov 14, 2024133$229.7M canonicalSEC ↗
Q2 202413F-HRAug 13, 2024133$216.2M canonicalSEC ↗
Q1 202413F-HRMay 14, 2024132$210.3M canonicalSEC ↗