Sensible Money, LLC

Wealth advisor Mechanical CIK 1965229
League rank
#749
in Wealth advisor · #3023 overall
Long book
$328.7M
Q1 2026
Positions
86
Top-10 weight
85%
concentration
Last quarter
+12.5%
SPY +14.8%
Turnover
9%
of book per quarter

Strategy in plain words

auto-generated from filings

Sensible Money, LLC is a wealth-management firm allocating client money, running a $328.7M US long book across 86 positions.

The portfolio is extremely concentrated — the top 10 positions are almost the whole book. The book barely moves quarter to quarter — a patient, low-turnover holder. Current anchor positions: DIMENSIONAL US CORE EQUITY 2, DIMENSIONAL US TARGET VALUE, DIMENSIONAL EMRG MRKT VAL, DIMENSIONAL EMRG MRKT CORE, DIMENSIONAL INTERNATIONAL CO.

Over the last 9 quarters its long book ran on average 0pp per quarter behind the S&P 500, beating the index in 5 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
+1.2%
Q2 2024
+6.7%
Q3 2024
-1.8%
Q4 2024
-2.1%
Q1 2025
+9.4%
Q2 2025
+8.2%
Q3 2025
+4.0%
Q4 2025
+1.8%
Q1 2026
+12.5%

Sector allocation

Technology
57%
Materials
16%
Financials
14%
Consumer discretionary
8%
Services media
4%
Healthcare
1%

Long book by quarter

$186.0M
Q1 2024
$205.1M
Q2 2024
$228.9M
Q3 2024
$228.1M
Q4 2024
$233.4M
Q1 2025
$263.8M
Q2 2025
$294.2M
Q3 2025
$313.1M
Q4 2025
$328.7M
Q1 2026

What does Sensible Money, own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
AAPL APPLE INCTechnology15.3K$3.9M1.2%-49.5%
FCX FREEPORT-MCMORAN INCMaterials38.3K$2.3M0.7%+1.2%
GOOGL ALPHABET INC-CL ATechnology4.8K$1.4M0.4%-3.9%
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials2.0K$976K0.3%New
MSFT MICROSOFT CORPTechnology2.6K$945K0.3%-0.2%
GOOG ALPHABET INC-CL CTechnology3.2K$930K0.3%Held
AMZN AMAZON.COM INCConsumer discretionary3.6K$744K0.2%+1.4%
NVDA NVIDIA CORPTechnology3.9K$685K0.2%-5.9%
JPM JPMORGAN CHASE & COFinancials2.2K$659K0.2%-0.4%
PRK PARK NATIONAL CORPFinancials2.2K$365K0.1%+0.4%
COST COSTCO WHOLESALE CORPConsumer discretionary323$322K0.1%Held
V VISA INC-CLASS A SHARESServices media834$252K0.1%-0.7%
FTAI FTAI AVIATION LTDServices media951$233K0.1%-22.1%
ABBV ABBVIE INCHealthcare940$204K0.1%-2.8%

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRApr 21, 202686$328.7M canonicalSEC ↗
Q4 202513F-HRFeb 9, 202686$313.1M canonicalSEC ↗
Q3 202513F-HRNov 13, 202588$294.2M canonicalSEC ↗
Q2 202513F-HRAug 5, 202587$263.8M canonicalSEC ↗
Q1 202513F-HRMay 13, 202583$233.4M canonicalSEC ↗
Q4 202413F-HRJan 29, 202582$228.1M canonicalSEC ↗
Q3 202413F-HROct 16, 202486$228.9M canonicalSEC ↗
Q2 202413F-HRSep 18, 202482$205.1M canonicalSEC ↗
Q1 202413F-HRJun 25, 202482$186.0M canonicalSEC ↗