SUMMIT WEALTH & RETIREMENT PLANNING, INC.
Long book
$419.1M
Q1 2026
Positions
108
Top-10 weight
68%
concentration
Last quarter
+11.1%
SPY +14.8%
Turnover
12%
of book per quarter
Strategy in plain words
auto-generated from filingsSUMMIT WEALTH & RETIREMENT PLANNING, INC. is a wealth-management firm allocating client money, running a $419.1M US long book across 108 positions.
The portfolio is concentrated: the top 10 names carry 68% of the portfolio. Turnover is modest: positions are typically held for years. Current anchor positions: SCHWAB US LARGE-CAP VALUE, VANGUARD MEGA CAP ETF, SCHWAB US LARGE-CAP GROWTH, SCHWAB INTL EQUITY ETF, ABRDN PRECIOUS METALS BASKET.
Over the last 9 quarters its long book ran on average 0.1pp per quarter behind the S&P 500, beating the index in 4 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.
Implied long-book return vs S&P 500
methodology: positions priced quarterly, no shorts/options Fund long book S&P 500
Q1 2024
+3.3%
Q2 2024
+5.5%
Q3 2024
+0.0%
Q4 2024
-1.7%
Q1 2025
+9.2%
Q2 2025
+8.8%
Q3 2025
+4.5%
Q4 2025
-1.5%
Q1 2026
+11.1%
Sector allocation
Technology 46%
Financials 17%
Industrials 11%
Consumer discretionary 9%
Healthcare 9%
Services media 3%
Energy 3%
Utilities 1%
Long book by quarter
What does SUMMIT WEALTH own?
Q1 2026 13F| Company | Sector | Shares | Value | % of book | Change |
|---|---|---|---|---|---|
| AAPL APPLE INC | Technology | 24.6K | $6.2M | 1.5% | -0.5% |
| MSFT MICROSOFT CORP | Technology | 11.6K | $4.3M | 1.0% | +4.8% |
| GOOGL ALPHABET INC-CL A | Technology | 13.4K | $3.9M | 0.9% | -0.6% |
| TSLA TESLA INC | Industrials | 6.7K | $2.5M | 0.6% | -2.2% |
| JPM JPMORGAN CHASE & CO | Financials | 8.1K | $2.4M | 0.6% | +0.3% |
| GOOG ALPHABET INC-CL C | Technology | 7.3K | $2.1M | 0.5% | +0.9% |
| AVGO BROADCOM INC | Technology | 6.3K | $2.0M | 0.5% | -1.0% |
| NVDA NVIDIA CORP | Technology | 10.7K | $1.9M | 0.4% | -5.0% |
| BRK/B BERKSHIRE HATHAWAY INC-CL B | Financials | 3.8K | $1.8M | 0.4% | +0.3% |
| LLY ELI LILLY & CO | Healthcare | 1.3K | $1.2M | 0.3% | +23.3% |
| XOM EXXON MOBIL CORP | Energy | 5.8K | $989K | 0.2% | -8.1% |
| AMZN AMAZON.COM INC | Consumer discretionary | 4.1K | $861K | 0.2% | -8.6% |
| HD HOME DEPOT INC | Consumer discretionary | 2.6K | $845K | 0.2% | -7.5% |
| ABBV ABBVIE INC | Healthcare | 3.8K | $827K | 0.2% | +9.3% |
| CPRT COPART INC | Consumer discretionary | 23.5K | $782K | 0.2% | -1.3% |
| BAC BANK OF AMERICA CORP | Financials | 15.4K | $753K | 0.2% | +1.0% |
| RTX RTX CORP | Industrials | 3.7K | $714K | 0.2% | -0.4% |
| ORLY O'REILLY AUTOMOTIVE INC | Consumer discretionary | 7.2K | $667K | 0.2% | -2.4% |
| SSD SIMPSON MANUFACTURING CO INC | Industrials | 3.9K | $662K | 0.2% | Held |
| COST COSTCO WHOLESALE CORP | Consumer discretionary | 603 | $601K | 0.1% | -2.6% |
| MRK MERCK & CO. INC. | Healthcare | 4.7K | $568K | 0.1% | +5.9% |
| MS MORGAN STANLEY | Financials | 3.4K | $552K | 0.1% | +18.9% |
| MA MASTERCARD INC - A | Services media | 1.1K | $551K | 0.1% | -2.6% |
| STT STATE STREET CORP | Financials | 4.2K | $526K | 0.1% | Held |
| JNJ JOHNSON & JOHNSON | Healthcare | 2.1K | $519K | 0.1% | +0.9% |
| MAR MARRIOTT INTERNATIONAL -CL A | Services media | 1.6K | $507K | 0.1% | +36.6% |
| META META PLATFORMS INC-CLASS A | Technology | 848 | $485K | 0.1% | -1.7% |
| CME CME GROUP INC | Financials | 1.6K | $483K | 0.1% | Held |
| SCHW SCHWAB (CHARLES) CORP | Financials | 4.7K | $443K | 0.1% | +8.7% |
| WFC WELLS FARGO & CO | Financials | 5.3K | $425K | 0.1% | -13.6% |
| BLK BLACKROCK INC | Financials | 438 | $421K | 0.1% | -1.4% |
| CSCO CISCO SYSTEMS INC | Technology | 5.4K | $421K | 0.1% | +9.7% |
| ABT ABBOTT LABORATORIES | Healthcare | 4.0K | $409K | 0.1% | -1.0% |
| PANW PALO ALTO NETWORKS INC | Technology | 2.5K | $408K | 0.1% | -1.0% |
| SYK STRYKER CORP | Healthcare | 1.2K | $390K | 0.1% | -7.8% |
| SRE SEMPRA | Utilities | 4.0K | $388K | 0.1% | Held |
| QCOM QUALCOMM INC | Technology | 2.8K | $366K | 0.1% | +10.2% |
| HII HUNTINGTON INGALLS INDUSTRIE | Industrials | 953 | $362K | 0.1% | Held |
| TT TRANE TECHNOLOGIES PLC | Technology | 793 | $330K | 0.1% | +13.6% |
| CAT CATERPILLAR INC | Industrials | 463 | $328K | 0.1% | +8.4% |
| V VISA INC-CLASS A SHARES | Services media | 1.1K | $328K | 0.1% | -3.4% |
| NSC NORFOLK SOUTHERN CORP | Industrials | 1.1K | $328K | 0.1% | Held |
| PG PROCTER & GAMBLE CO/THE | Other | 2.2K | $318K | 0.1% | +0.7% |
| DE DEERE & CO | Industrials | 565 | $318K | 0.1% | -0.9% |
| AMD ADVANCED MICRO DEVICES | Technology | 1.6K | $316K | 0.1% | -1.5% |
| CVX CHEVRON CORP | Energy | 1.4K | $291K | 0.1% | New |
| TSCO TRACTOR SUPPLY COMPANY | Consumer discretionary | 6.3K | $285K | 0.1% | Held |
| COP CONOCOPHILLIPS | Energy | 2.1K | $274K | 0.1% | New |
| UNH UNITEDHEALTH GROUP INC | Financials | 1.0K | $273K | 0.1% | +5.7% |
| MCD MCDONALD'S CORP | Consumer discretionary | 824 | $256K | 0.1% | -1.1% |
13F filing history
| Period | Form | Filed | Entries | Reported value | Flags | Source |
|---|---|---|---|---|---|---|
| Q1 2026 | 13F-HR | May 11, 2026 | 108 | $419.1M | canonical | SEC ↗ |
| Q4 2025 | 13F-HR | Feb 2, 2026 | 112 | $424.7M | canonical | SEC ↗ |
| Q3 2025 | 13F-HR | Nov 4, 2025 | 106 | $406.9M | canonical | SEC ↗ |
| Q2 2025 | 13F-HR | Aug 6, 2025 | 101 | $372.5M | canonical | SEC ↗ |
| Q1 2025 | 13F-HR | May 5, 2025 | 78 | $326.3M | canonical | SEC ↗ |
| Q4 2024 | 13F-HR | Jan 28, 2025 | 75 | $323.1M | canonical | SEC ↗ |
| Q3 2024 | 13F-HR | Nov 1, 2024 | 68 | $313.3M | canonical | SEC ↗ |
| Q2 2024 | 13F-HR | Aug 7, 2024 | 64 | $293.7M | canonical | SEC ↗ |
| Q1 2024 | 13F-HR | May 9, 2024 | 63 | $280.5M | canonical | SEC ↗ |