TFC Financial Management, Inc.

Wealth advisor Mechanical CIK 1827844
League rank
#1076
in Wealth advisor · #3604 overall
Long book
$811.6M
Q1 2026
Positions
998
Top-10 weight
77%
concentration
Last quarter
+11.7%
SPY +14.8%
Turnover
17%
of book per quarter

Strategy in plain words

auto-generated from filings

TFC Financial Management, Inc. is a wealth-management firm allocating client money, running a $811.6M US long book across 998 positions.

The portfolio is extremely concentrated — the top 10 positions are almost the whole book. Turnover is modest: positions are typically held for years. Current anchor positions: ISHARES CORE S&P 500 ETF, ISHARES CORE MSCI DEV MKTS, ISHARES 1-3 YEAR TREASURY BO, ISHARES CORE MSCI EMERGING, JPMORGAN US QUALITY FACTOR.

Over the last 9 quarters its long book ran on average 0.6pp per quarter behind the S&P 500, beating the index in 4 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
+1.4%
Q2 2024
+6.8%
Q3 2024
-0.5%
Q4 2024
-0.9%
Q1 2025
+8.1%
Q2 2025
+6.7%
Q3 2025
+3.0%
Q4 2025
-1.0%
Q1 2026
+11.7%

Sector allocation

Technology
32%
Healthcare
20%
Financials
14%
Industrials
8%
Consumer discretionary
7%
Energy
7%
Services media
5%
Other
3%

Long book by quarter

$562.9M
Q1 2024
$570.2M
Q2 2024
$632.2M
Q3 2024
$632.3M
Q4 2024
$653.2M
Q1 2025
$730.0M
Q2 2025
$780.5M
Q3 2025
$797.3M
Q4 2025
$811.6M
Q1 2026

What does TFC Financial own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
JNJ JOHNSON & JOHNSONHealthcare49.2K$12.0M1.5%-1.2%
AAPL APPLE INCTechnology43.2K$11.0M1.3%-6.3%
XOM EXXON MOBIL CORPEnergy40.7K$6.9M0.9%+0.3%
MSFT MICROSOFT CORPTechnology16.1K$5.9M0.7%-2.2%
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials11.7K$5.6M0.7%-11.2%
MRK MERCK & CO. INC.Healthcare38.6K$4.6M0.6%Held
NVDA NVIDIA CORPTechnology23.8K$4.2M0.5%-3.2%
BRK/A BERKSHIRE HATHAWAY INC-CL AFinancials5$3.6M0.4%Held
IBM INTL BUSINESS MACHINES CORPTechnology12.5K$3.0M0.4%-2.4%
GOOGL ALPHABET INC-CL ATechnology9.4K$2.7M0.3%-2.1%
ACN ACCENTURE PLC-CL AServices media12.2K$2.4M0.3%-0.4%
ONB OLD NATIONAL BANCORPFinancials101.4K$2.2M0.3%-6.5%
LHX L3HARRIS TECHNOLOGIES INCTechnology6.1K$2.1M0.3%Held
GE GENERAL ELECTRICIndustrials7.3K$2.1M0.3%-0.3%
AMZN AMAZON.COM INCConsumer discretionary9.6K$2.0M0.2%+2.5%
JPM JPMORGAN CHASE & COFinancials6.8K$2.0M0.2%+2.3%
GEV GE VERNOVA INCIndustrials1.7K$1.5M0.2%+0.1%
HTFL HEARTFLOW INCHealthcare55.6K$1.4M0.2%New
EXPE EXPEDIA GROUP INCIndustrials5.5K$1.3M0.2%Held
MA MASTERCARD INC - AServices media2.5K$1.3M0.2%-2.6%
WMT WALMART INCConsumer discretionary10.1K$1.3M0.2%-5.7%
GOOG ALPHABET INC-CL CTechnology4.3K$1.2M0.2%-8.5%
PG PROCTER & GAMBLE CO/THEOther8.2K$1.2M0.1%-8.5%
META META PLATFORMS INC-CLASS ATechnology2.0K$1.2M0.1%+2.3%
COST COSTCO WHOLESALE CORPConsumer discretionary1.2K$1.1M0.1%-5.0%
MMM 3M COHealthcare7.0K$1.0M0.1%-1.6%
SHOP SHOPIFY INC - CLASS ATechnology7.6K$901K0.1%Held
DDOG DATADOG INC - CLASS ATechnology7.6K$892K0.1%+0.1%
HD HOME DEPOT INCConsumer discretionary2.3K$771K0.1%+0.8%
LLY ELI LILLY & COHealthcare784$721K0.1%-8.8%
MO ALTRIA GROUP INCConsumer staples10.8K$716K0.1%Held
ABBV ABBVIE INCHealthcare3.2K$704K0.1%-8.9%
ABT ABBOTT LABORATORIESHealthcare6.5K$671K0.1%-0.1%
AVGO BROADCOM INCTechnology2.1K$641K0.1%-2.1%
TJX TJX COMPANIES INCConsumer discretionary3.9K$621K0.1%-0.5%
ISRG INTUITIVE SURGICAL INCHealthcare1.3K$607K0.1%Held
V VISA INC-CLASS A SHARESServices media1.9K$579K0.1%+5.7%
ADP AUTOMATIC DATA PROCESSINGTechnology2.8K$577K0.1%-5.3%
AMSC AMERICAN SUPERCONDUCTOR CORPIndustrials16.7K$567K0.1%Held
PM PHILIP MORRIS INTERNATIONALConsumer staples3.4K$561K0.1%-1.9%
CVNA CARVANA COConsumer discretionary1.7K$545K0.1%-2.8%
CL COLGATE-PALMOLIVE COOther6.3K$536K0.1%Held
CVX CHEVRON CORPEnergy2.5K$521K0.1%Held
GS GOLDMAN SACHS GROUP INCFinancials604$511K0.1%+3.2%
MDLZ MONDELEZ INTERNATIONAL INC-AConsumer staples7.9K$455K0.1%-3.3%
GPC GENUINE PARTS COConsumer discretionary3.9K$415K0.1%-0.1%
NEE NEXTERA ENERGY INCUtilities4.4K$413K0.1%Held
TSLA TESLA INCIndustrials1.1K$400K0.0%-6.0%
CTVA CORTEVA INCConsumer staples4.6K$384K0.0%-11.2%
RTX RTX CORPIndustrials2.0K$382K0.0%-14.2%

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRApr 23, 2026998$811.6M canonicalSEC ↗
Q4 202513F-HRJan 23, 2026963$797.3M canonicalSEC ↗
Q3 202513F-HROct 24, 2025996$780.5M canonicalSEC ↗
Q2 202513F-HRJul 29, 2025972$730.0M canonicalSEC ↗
Q1 202513F-HRApr 24, 2025958$653.2M canonicalSEC ↗
Q4 202413F-HRJan 29, 2025978$632.3M canonicalSEC ↗
Q3 202413F-HROct 25, 20241004$632.2M canonicalSEC ↗
Q2 202413F-HRJul 23, 2024969$570.2M canonicalSEC ↗
Q1 202413F-HRApr 30, 2024904$562.9M canonicalSEC ↗