VeraBank, N.A.
Long book
$546.3M
Q1 2026
Positions
173
Top-10 weight
51%
concentration
Last quarter
+11.0%
SPY +14.8%
Turnover
6%
of book per quarter
Strategy in plain words
auto-generated from filingsVeraBank, N.A. is a wealth-management firm allocating client money, running a $546.3M US long book across 173 positions.
The portfolio is concentrated: the top 10 names carry 51% of the portfolio. The book barely moves quarter to quarter — a patient, low-turnover holder. Current anchor positions: DIMENSIONAL US CORE EQUITY M, FLEXSHARES QUALITY DIVIDEND, ISHARES CORE S&P 500 ETF, BLUE BELL CREAMERIES INC., VANGUARD GROWTH ETF.
Over the last 9 quarters its long book ran on average 0.8pp per quarter behind the S&P 500, beating the index in 4 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.
Implied long-book return vs S&P 500
methodology: positions priced quarterly, no shorts/options Fund long book S&P 500
Q1 2024
+1.5%
Q2 2024
+6.7%
Q3 2024
-1.6%
Q4 2024
-0.5%
Q1 2025
+7.2%
Q2 2025
+7.2%
Q3 2025
+3.0%
Q4 2025
-1.3%
Q1 2026
+11.0%
Sector allocation
Technology 35%
Financials 12%
Healthcare 11%
Industrials 10%
Energy 10%
Consumer discretionary 9%
Utilities 5%
Consumer staples 3%
Long book by quarter
What does VeraBank, N.A. own?
Q1 2026 13F| Company | Sector | Shares | Value | % of book | Change |
|---|---|---|---|---|---|
| AAPL APPLE INC | Technology | 69.3K | $17.6M | 3.2% | -2.9% |
| MSFT MICROSOFT CORP | Technology | 36.4K | $13.5M | 2.5% | +1.0% |
| GOOG ALPHABET INC-CL C | Technology | 37.3K | $10.7M | 2.0% | -1.4% |
| XOM EXXON MOBIL CORP | Energy | 55.1K | $9.3M | 1.7% | -2.0% |
| JPM JPMORGAN CHASE & CO | Financials | 22.2K | $6.5M | 1.2% | -4.9% |
| AMZN AMAZON.COM INC | Consumer discretionary | 29.5K | $6.1M | 1.1% | -0.7% |
| BRK/B BERKSHIRE HATHAWAY INC-CL B | Financials | 11.6K | $5.6M | 1.0% | +0.5% |
| GOOGL ALPHABET INC-CL A | Technology | 19.0K | $5.5M | 1.0% | -2.1% |
| CVX CHEVRON CORP | Energy | 23.2K | $4.8M | 0.9% | +5.6% |
| JNJ JOHNSON & JOHNSON | Healthcare | 14.9K | $3.7M | 0.7% | -2.0% |
| ABBV ABBVIE INC | Healthcare | 15.3K | $3.3M | 0.6% | -1.6% |
| LOW LOWE'S COS INC | Consumer discretionary | 12.5K | $3.0M | 0.5% | -4.4% |
| RTX RTX CORP | Industrials | 14.3K | $2.8M | 0.5% | -8.6% |
| LLY ELI LILLY & CO | Healthcare | 2.8K | $2.5M | 0.5% | -8.3% |
| NVDA NVIDIA CORP | Technology | 14.0K | $2.4M | 0.4% | -6.4% |
| COST COSTCO WHOLESALE CORP | Consumer discretionary | 2.4K | $2.4M | 0.4% | -5.4% |
| MCD MCDONALD'S CORP | Consumer discretionary | 7.0K | $2.2M | 0.4% | -8.3% |
| ABT ABBOTT LABORATORIES | Healthcare | 19.7K | $2.0M | 0.4% | -2.1% |
| DE DEERE & CO | Industrials | 3.6K | $2.0M | 0.4% | -3.6% |
| BKNG BOOKING HOLDINGS INC | Industrials | 468 | $2.0M | 0.4% | -3.7% |
| PANW PALO ALTO NETWORKS INC | Technology | 12.3K | $2.0M | 0.4% | -3.0% |
| AVGO BROADCOM INC | Technology | 6.1K | $1.9M | 0.3% | +4.1% |
| MA MASTERCARD INC - A | Services media | 3.7K | $1.9M | 0.3% | -3.3% |
| PEP PEPSICO INC | Consumer staples | 11.7K | $1.8M | 0.3% | -4.7% |
| META META PLATFORMS INC-CLASS A | Technology | 3.2K | $1.8M | 0.3% | Held |
| PG PROCTER & GAMBLE CO/THE | Other | 12.4K | $1.8M | 0.3% | -7.2% |
| AMGN AMGEN INC | Healthcare | 4.9K | $1.7M | 0.3% | Held |
| CSCO CISCO SYSTEMS INC | Technology | 21.9K | $1.7M | 0.3% | -0.1% |
| KO COCA-COLA CO/THE | Consumer staples | 21.7K | $1.7M | 0.3% | -3.8% |
| DHR DANAHER CORP | Technology | 8.5K | $1.6M | 0.3% | -2.9% |
| NEE NEXTERA ENERGY INC | Utilities | 17.0K | $1.6M | 0.3% | -2.7% |
| ORCL ORACLE CORP | Technology | 10.6K | $1.6M | 0.3% | -2.2% |
| V VISA INC-CLASS A SHARES | Services media | 5.1K | $1.6M | 0.3% | -3.3% |
| AJG ARTHUR J GALLAGHER & CO | Financials | 7.1K | $1.5M | 0.3% | -3.5% |
| ASML ASML HOLDING NV-NY REG SHS | Industrials | 1.1K | $1.5M | 0.3% | -4.2% |
| WM WASTE MANAGEMENT INC | Utilities | 6.3K | $1.4M | 0.3% | Held |
| USB US BANCORP | Financials | 27.2K | $1.4M | 0.3% | -3.8% |
| MRK MERCK & CO. INC. | Healthcare | 10.6K | $1.3M | 0.2% | -9.0% |
| LRCX LAM RESEARCH CORP | Industrials | 5.8K | $1.2M | 0.2% | Held |
| ENB ENBRIDGE INC | Energy | 22.8K | $1.2M | 0.2% | -4.8% |
| AXP AMERICAN EXPRESS CO | Financials | 4.1K | $1.2M | 0.2% | -0.9% |
| AFL AFLAC INC | Financials | 11.1K | $1.2M | 0.2% | -0.7% |
| PM PHILIP MORRIS INTERNATIONAL | Consumer staples | 7.3K | $1.2M | 0.2% | -7.8% |
| MMM 3M CO | Healthcare | 8.2K | $1.2M | 0.2% | -3.5% |
| NSC NORFOLK SOUTHERN CORP | Industrials | 3.9K | $1.1M | 0.2% | -0.6% |
| ETN EATON CORP PLC | Industrials | 2.8K | $1.0M | 0.2% | -2.4% |
| GD GENERAL DYNAMICS CORP | Industrials | 2.9K | $990K | 0.2% | -3.3% |
| CAT CATERPILLAR INC | Industrials | 1.4K | $976K | 0.2% | Held |
| MO ALTRIA GROUP INC | Consumer staples | 14.3K | $946K | 0.2% | -4.9% |
| PFE PFIZER INC | Healthcare | 32.5K | $913K | 0.2% | -18.5% |
13F filing history
| Period | Form | Filed | Entries | Reported value | Flags | Source |
|---|---|---|---|---|---|---|
| Q1 2026 | 13F-HR | May 12, 2026 | 250 | $546.3M | canonical | SEC ↗ |
| Q4 2025 | 13F-HR | Feb 11, 2026 | 260 | $549.8M | canonical | SEC ↗ |
| Q3 2025 | 13F-HR | Nov 7, 2025 | 265 | $534.9M | canonical | SEC ↗ |
| Q2 2025 | 13F-HR | Aug 8, 2025 | 279 | $498.5M | canonical | SEC ↗ |
| Q1 2025 | 13F-HR | May 9, 2025 | 223 | $358.5M | canonical | SEC ↗ |
| Q4 2024 | 13F-HR | Jan 30, 2025 | 226 | $354.7M | canonical | SEC ↗ |
| Q3 2024 | 13F-HR | Nov 4, 2024 | 226 | $341.9M | canonical | SEC ↗ |
| Q2 2024 | 13F-HR | Jul 24, 2024 | 224 | $322.0M | canonical | SEC ↗ |
| Q1 2024 | 13F-HR | May 3, 2024 | 226 | $320.9M | canonical | SEC ↗ |