XML Financial, LLC

Wealth advisor Mechanical CIK 1800465
League rank
#1148
in Wealth advisor · #3740 overall
Long book
$1.24B
Q1 2026
Positions
421
Top-10 weight
25%
concentration
Last quarter
+11.6%
SPY +14.8%
Turnover
17%
of book per quarter

Strategy in plain words

auto-generated from filings

XML Financial, LLC is a wealth-management firm allocating client money, running a $1.24B US long book across 421 positions.

The portfolio is broadly diversified across 421 positions (top 10 only 25%). Turnover is modest: positions are typically held for years. Current anchor positions: SCHWAB US LARGE-CAP GROWTH, ISHARES CORE DIVIDEND GROWTH, SCHWAB US LARGE-CAP VALUE, ISHARES RUSSELL 1000 GROWTH, ISHARES RUSSELL 1000 ETF.

Over the last 9 quarters its long book ran on average 0.7pp per quarter behind the S&P 500, beating the index in 3 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.

Implied long-book return vs S&P 500

methodology: positions priced quarterly, no shorts/options
Fund long book S&P 500
Q1 2024
+1.6%
Q2 2024
+6.6%
Q3 2024
+0.1%
Q4 2024
-1.3%
Q1 2025
+6.6%
Q2 2025
+7.3%
Q3 2025
+2.5%
Q4 2025
-0.5%
Q1 2026
+11.6%

Sector allocation

Technology
32%
Industrials
14%
Financials
14%
Healthcare
12%
Consumer discretionary
7%
Utilities
6%
Energy
5%
Communications
3%

Long book by quarter

$976.5M
Q1 2024
$993.7M
Q2 2024
$1.08B
Q3 2024
$1.09B
Q4 2024
$1.07B
Q1 2025
$1.15B
Q2 2025
$1.23B
Q3 2025
$1.23B
Q4 2025
$1.24B
Q1 2026

What does XML Financial, own?

Q1 2026 13F
CompanySectorSharesValue% of bookChange
AAPL APPLE INCTechnology115.1K$29.2M2.4%-0.2%
MSFT MICROSOFT CORPTechnology56.1K$20.8M1.7%+1.6%
BRK/B BERKSHIRE HATHAWAY INC-CL BFinancials33.8K$16.2M1.3%-2.5%
JNJ JOHNSON & JOHNSONHealthcare62.9K$15.4M1.2%-0.8%
NVDA NVIDIA CORPTechnology67.0K$11.7M0.9%+4.5%
JPM JPMORGAN CHASE & COFinancials39.7K$11.7M0.9%-3.1%
AMZN AMAZON.COM INCConsumer discretionary53.8K$11.2M0.9%-1.7%
GOOGL ALPHABET INC-CL ATechnology36.0K$10.4M0.8%+6.4%
CSCO CISCO SYSTEMS INCTechnology127.8K$9.9M0.8%-1.7%
BAC BANK OF AMERICA CORPFinancials201.9K$9.8M0.8%-1.2%
RTX RTX CORPIndustrials50.9K$9.8M0.8%-1.4%
KMI KINDER MORGAN INCUtilities233.4K$7.8M0.6%-2.4%
QCOM QUALCOMM INCTechnology60.3K$7.8M0.6%-2.4%
XOM EXXON MOBIL CORPEnergy44.5K$7.6M0.6%-5.4%
CVX CHEVRON CORPEnergy35.9K$7.4M0.6%-15.4%
IBM INTL BUSINESS MACHINES CORPTechnology30.4K$7.4M0.6%+2.9%
MRK MERCK & CO. INC.Healthcare61.2K$7.4M0.6%-2.9%
AMGN AMGEN INCHealthcare19.3K$6.8M0.5%-3.2%
GOOG ALPHABET INC-CL CTechnology22.8K$6.5M0.5%+6.4%
VZ VERIZON COMMUNICATIONS INCCommunications119.4K$6.0M0.5%-5.0%
T AT&T INCCommunications197.9K$5.7M0.5%-1.6%
AMAT APPLIED MATERIALS INCTechnology14.0K$4.8M0.4%-6.3%
EMR EMERSON ELECTRIC COIndustrials35.6K$4.7M0.4%-12.2%
AVGO BROADCOM INCTechnology14.5K$4.5M0.4%+5.7%
EPD ENTERPRISE PRODUCTS PARTNERSUtilities112.4K$4.3M0.3%+3.2%
LMT LOCKHEED MARTIN CORPIndustrials7.0K$4.2M0.3%-1.9%
COST COSTCO WHOLESALE CORPConsumer discretionary3.7K$3.7M0.3%-7.7%
CAT CATERPILLAR INCIndustrials5.2K$3.7M0.3%+2.3%
CMI CUMMINS INCIndustrials6.4K$3.4M0.3%-4.0%
CRS CARPENTER TECHNOLOGYIndustrials8.4K$3.3M0.3%-10.6%
PFE PFIZER INCHealthcare117.5K$3.3M0.3%-8.1%
GS GOLDMAN SACHS GROUP INCFinancials3.9K$3.3M0.3%-12.6%
CVS CVS HEALTH CORPHealthcare45.3K$3.3M0.3%-4.1%
TFC TRUIST FINANCIAL CORPFinancials69.3K$3.2M0.3%-6.7%
WMT WALMART INCConsumer discretionary25.3K$3.1M0.3%-0.4%
BMY BRISTOL-MYERS SQUIBB COHealthcare51.5K$3.1M0.3%-3.8%
LHX L3HARRIS TECHNOLOGIES INCTechnology8.9K$3.1M0.2%-0.9%
FDX FEDEX CORPIndustrials8.3K$2.9M0.2%-7.0%
UPS UNITED PARCEL SERVICE-CL BIndustrials28.6K$2.8M0.2%-7.3%
PSX PHILLIPS 66Energy15.4K$2.8M0.2%-5.4%
USB US BANCORPFinancials51.8K$2.7M0.2%-0.7%

13F filing history

PeriodFormFiledEntriesReported valueFlagsSource
Q1 202613F-HRApr 16, 2026421$1.24B canonicalSEC ↗
Q4 202513F-HRFeb 11, 2026442$1.23B canonicalSEC ↗
Q3 202513F-HROct 20, 2025393$1.23B canonicalSEC ↗
Q2 202513F-HRJul 17, 2025393$1.16B canonicalSEC ↗
Q1 202513F-HRApr 22, 2025373$1.07B canonicalSEC ↗
Q4 202413F-HRJan 17, 2025358$1.09B canonicalSEC ↗
Q3 202413F-HRNov 1, 2024348$1.08B canonicalSEC ↗
Q2 202413F-HRJul 22, 2024337$993.7M canonicalSEC ↗
Q1 202413F-HRMay 15, 2024340$976.5M canonicalSEC ↗