Lakeshore Financial Planning, Inc.
Long book
$275.8M
Q1 2026
Positions
85
Top-10 weight
76%
concentration
Last quarter
+11.5%
SPY +14.8%
Turnover
16%
of book per quarter
Strategy in plain words
auto-generated from filingsLakeshore Financial Planning, Inc. is a wealth-management firm allocating client money, running a $275.8M US long book across 85 positions.
The portfolio is extremely concentrated — the top 10 positions are almost the whole book. Turnover is modest: positions are typically held for years. Current anchor positions: ISHARES CORE S&P 500 ETF, PGIM ULTRA SHORT BOND ETF, DIM US LARGE CAP VALUE ETF, SS FINANCIAL SELECT SECTOR, VANGUARD S&P 500 ETF.
Over the last 9 quarters its long book ran on average 1.1pp per quarter behind the S&P 500, beating the index in 3 of 9 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.
Implied long-book return vs S&P 500
methodology: positions priced quarterly, no shorts/options Fund long book S&P 500
Q1 2024
+1.0%
Q2 2024
+6.6%
Q3 2024
+1.3%
Q4 2024
-2.0%
Q1 2025
+5.8%
Q2 2025
+6.7%
Q3 2025
+2.5%
Q4 2025
-2.9%
Q1 2026
+11.5%
Sector allocation
Technology 51%
Financials 17%
Consumer discretionary 9%
Utilities 8%
Consumer staples 4%
Healthcare 3%
Energy 3%
Other 2%
Long book by quarter
What does Lakeshore Financial own?
Q1 2026 13F| Company | Sector | Shares | Value | % of book | Change |
|---|---|---|---|---|---|
| AAPL APPLE INC | Technology | 38.1K | $9.7M | 3.5% | -0.2% |
| MSFT MICROSOFT CORP | Technology | 20.8K | $7.7M | 2.8% | -3.8% |
| JPM JPMORGAN CHASE & CO | Financials | 8.5K | $2.5M | 0.9% | +0.7% |
| SOFI SOFI TECHNOLOGIES INC | Financials | 92.3K | $1.5M | 0.5% | +122.5% |
| GOOG ALPHABET INC-CL C | Technology | 3.7K | $1.1M | 0.4% | -20.3% |
| FITB FIFTH THIRD BANCORP | Financials | 19.7K | $914K | 0.3% | +160.4% |
| DTE DTE ENERGY COMPANY | Utilities | 5.9K | $861K | 0.3% | +2.3% |
| KO COCA-COLA CO/THE | Consumer staples | 10.6K | $809K | 0.3% | 0.0% |
| SO SOUTHERN CO/THE | Utilities | 8.3K | $804K | 0.3% | +0.6% |
| XOM EXXON MOBIL CORP | Energy | 4.7K | $797K | 0.3% | +92.7% |
| NVDA NVIDIA CORP | Technology | 4.3K | $757K | 0.3% | -23.7% |
| MCD MCDONALD'S CORP | Consumer discretionary | 2.3K | $730K | 0.3% | 0.0% |
| AMZN AMAZON.COM INC | Consumer discretionary | 3.4K | $707K | 0.3% | +5.6% |
| NOC NORTHROP GRUMMAN CORP | Technology | 1.0K | $682K | 0.2% | Held |
| COST COSTCO WHOLESALE CORP | Consumer discretionary | 566 | $564K | 0.2% | Held |
| HD HOME DEPOT INC | Consumer discretionary | 1.7K | $553K | 0.2% | Held |
| JNJ JOHNSON & JOHNSON | Healthcare | 2.1K | $502K | 0.2% | -1.0% |
| WM WASTE MANAGEMENT INC | Utilities | 2.0K | $466K | 0.2% | 0.0% |
| PG PROCTER & GAMBLE CO/THE | Other | 3.0K | $429K | 0.2% | +0.4% |
| HOOD ROBINHOOD MARKETS INC - A | Financials | 6.2K | $426K | 0.2% | New |
| BRK/B BERKSHIRE HATHAWAY INC-CL B | Financials | 881 | $422K | 0.2% | Held |
| DTM DT MIDSTREAM INC | Utilities | 2.9K | $386K | 0.1% | +2.0% |
| WMT WALMART INC | Consumer discretionary | 3.1K | $379K | 0.1% | Held |
| NFLX NETFLIX INC | Services media | 3.9K | $379K | 0.1% | -7.5% |
| SRE SEMPRA | Utilities | 3.8K | $368K | 0.1% | -4.0% |
| CINF CINCINNATI FINANCIAL CORP | Financials | 2.3K | $366K | 0.1% | Held |
| AFL AFLAC INC | Financials | 3.3K | $359K | 0.1% | 0.0% |
| CCC CCC INTELLIGENT SOLUTIONS HO | Technology | 58.5K | $351K | 0.1% | Held |
| BAC BANK OF AMERICA CORP | Financials | 7.2K | $349K | 0.1% | -41.8% |
| META META PLATFORMS INC-CLASS A | Technology | 606 | $347K | 0.1% | Held |
| CVX CHEVRON CORP | Energy | 1.7K | $344K | 0.1% | -11.1% |
| GS GOLDMAN SACHS GROUP INC | Financials | 392 | $332K | 0.1% | Held |
| DAL DELTA AIR LINES INC | Industrials | 4.5K | $302K | 0.1% | 0.0% |
| ABBV ABBVIE INC | Healthcare | 1.4K | $299K | 0.1% | +0.1% |
| ORCL ORACLE CORP | Technology | 2.0K | $290K | 0.1% | -31.4% |
| PFE PFIZER INC | Healthcare | 10.2K | $286K | 0.1% | -1.0% |
| PM PHILIP MORRIS INTERNATIONAL | Consumer staples | 1.5K | $256K | 0.1% | Held |
| PEP PEPSICO INC | Consumer staples | 1.6K | $249K | 0.1% | +9.4% |
| NEE NEXTERA ENERGY INC | Utilities | 2.7K | $247K | 0.1% | Held |
| V VISA INC-CLASS A SHARES | Services media | 810 | $245K | 0.1% | -12.3% |
| GILD GILEAD SCIENCES INC | Healthcare | 1.8K | $244K | 0.1% | -0.1% |
| F FORD MOTOR CO | Industrials | 20.4K | $235K | 0.1% | +0.1% |
| IBM INTL BUSINESS MACHINES CORP | Technology | 968 | $235K | 0.1% | Held |
| TSLA TESLA INC | Industrials | 626 | $233K | 0.1% | Held |
| KR KROGER CO | Consumer discretionary | 3.1K | $227K | 0.1% | New |
| KLAC KLA CORP | Other | 151 | $222K | 0.1% | New |
| TSCO TRACTOR SUPPLY COMPANY | Consumer discretionary | 4.8K | $218K | 0.1% | Held |
| KMB KIMBERLY-CLARK CORP | Other | 2.2K | $211K | 0.1% | -6.0% |
| DIS WALT DISNEY CO/THE | Services media | 2.2K | $211K | 0.1% | 0.0% |
| MDLZ MONDELEZ INTERNATIONAL INC-A | Consumer staples | 3.6K | $210K | 0.1% | -3.3% |
13F filing history
| Period | Form | Filed | Entries | Reported value | Flags | Source |
|---|---|---|---|---|---|---|
| Q1 2026 | 13F-HR | May 7, 2026 | 85 | $275.8M | canonical | SEC ↗ |
| Q4 2025 | 13F-HR | Feb 17, 2026 | 86 | $279.9M | canonical | SEC ↗ |
| Q3 2025 | 13F-HR | Nov 14, 2025 | 83 | $269.4M | canonical | SEC ↗ |
| Q2 2025 | 13F-HR | Jul 14, 2025 | 77 | $248.8M | canonical | SEC ↗ |
| Q1 2025 | 13F-HR | May 15, 2025 | 78 | $240.1M | canonical | SEC ↗ |
| Q4 2024 | 13F-HR | Feb 11, 2025 | 79 | $234.4M | canonical | SEC ↗ |
| Q3 2024 | 13F-HR | Oct 31, 2024 | 74 | $227.0M | canonical | SEC ↗ |
| Q2 2024 | 13F-HR | Jul 25, 2024 | 68 | $204.8M | canonical | SEC ↗ |
| Q1 2024 | 13F-HR | May 10, 2024 | 68 | $197.6M | canonical | SEC ↗ |