Retirement Investment Advisors, Inc.
Long book
$1.24B
Q1 2026
Positions
67
Top-10 weight
93%
concentration
Last quarter
+10.6%
SPY +14.8%
Turnover
3%
of book per quarter
Strategy in plain words
auto-generated from filingsRetirement Investment Advisors, Inc. is a wealth-management firm allocating client money, running a $1.24B US long book across 67 positions.
The portfolio is extremely concentrated — the top 10 positions are almost the whole book. The book barely moves quarter to quarter — a patient, low-turnover holder. Current anchor positions: VANGUARD VALUE ETF, VANGUARD GROWTH ETF, ISHARES CORE MSCI EAFE ETF, VANGUARD INTERMEDIATE-TERM B, ISHARES CORE MSCI EMERGING.
Over the last 8 quarters its long book ran on average 0.6pp per quarter behind the S&P 500, beating the index in 3 of 8 quarters. Its holdings are mechanical (indexing / client flows), so position changes carry no stock-picking signal.
Implied long-book return vs S&P 500
methodology: positions priced quarterly, no shorts/options Fund long book S&P 500
Q2 2024
+6.4%
Q3 2024
-1.3%
Q4 2024
-0.4%
Q1 2025
+8.0%
Q2 2025
+6.0%
Q3 2025
+2.5%
Q4 2025
-0.7%
Q1 2026
+10.6%
Sector allocation
Energy 28%
Technology 27%
Utilities 13%
Financials 9%
Industrials 9%
Consumer discretionary 7%
Healthcare 4%
Other 3%
Long book by quarter
What does Retirement Investment own?
Q1 2026 13F| Company | Sector | Shares | Value | % of book | Change |
|---|---|---|---|---|---|
| XOM EXXON MOBIL CORP | Energy | 36.8K | $4.4M | 0.4% | Held |
| AAPL APPLE INC | Technology | 6.5K | $1.8M | 0.1% | Held |
| BRK/B BERKSHIRE HATHAWAY INC-CL B | Financials | 3.3K | $1.6M | 0.1% | Held |
| NVDA NVIDIA CORP | Technology | 7.3K | $1.4M | 0.1% | Held |
| IBM INTL BUSINESS MACHINES CORP | Technology | 3.8K | $1.1M | 0.1% | Held |
| TSLA TESLA INC | Industrials | 2.4K | $1.1M | 0.1% | Held |
| OKE ONEOK INC | Utilities | 13.2K | $993K | 0.1% | +10.2% |
| WMT WALMART INC | Consumer discretionary | 8.0K | $887K | 0.1% | Held |
| PSX PHILLIPS 66 | Energy | 6.7K | $863K | 0.1% | Held |
| OGE OGE ENERGY CORP | Utilities | 13.5K | $578K | 0.0% | Held |
| TXN TEXAS INSTRUMENTS INC | Technology | 3.3K | $575K | 0.0% | Held |
| ET ENERGY TRANSFER LP | Utilities | 28.2K | $515K | 0.0% | Held |
| COP CONOCOPHILLIPS | Energy | 5.5K | $511K | 0.0% | Held |
| MSFT MICROSOFT CORP | Technology | 757 | $366K | 0.0% | Held |
| JNJ JOHNSON & JOHNSON | Healthcare | 1.6K | $333K | 0.0% | Held |
| MCD MCDONALD'S CORP | Consumer discretionary | 1.0K | $307K | 0.0% | Held |
| WMB WILLIAMS COS INC | Utilities | 5.0K | $298K | 0.0% | Held |
| UTHR UNITED THERAPEUTICS CORP | Healthcare | 600 | $292K | 0.0% | Held |
| SFNC SIMMONS FIRST NATL CORP-CL A | Financials | 15.0K | $283K | 0.0% | Held |
| RTX RTX CORP | Industrials | 1.5K | $266K | 0.0% | Held |
| F FORD MOTOR CO | Industrials | 20.0K | $262K | 0.0% | Held |
| EPD ENTERPRISE PRODUCTS PARTNERS | Utilities | 6.8K | $255K | 0.0% | New |
| GOOG ALPHABET INC-CL C | Technology | 784 | $246K | 0.0% | Held |
| RCL ROYAL CARIBBEAN CRUISES LTD | Industrials | 800 | $223K | 0.0% | Held |
| AMZN AMAZON.COM INC | Consumer discretionary | 960 | $222K | 0.0% | Held |
| GOOGL ALPHABET INC-CL A | Technology | 704 | $220K | 0.0% | Held |
| ROK ROCKWELL AUTOMATION INC | Other | 548 | $213K | 0.0% | Held |
| MRK MERCK & CO. INC. | Healthcare | 2.0K | $213K | 0.0% | Held |
| TRI4EUR THOMSON REUTERS CORP | — | 1.6K | $207K | 0.0% | Held |
| COHR COHERENT CORP | Other | 1.1K | $207K | 0.0% | Held |
13F filing history
| Period | Form | Filed | Entries | Reported value | Flags | Source |
|---|---|---|---|---|---|---|
| Q1 2026 | 13F-HR | Apr 15, 2026 | 67 | $1.24B | canonical | SEC ↗ |
| Q4 2025 | 13F-HR | Jan 21, 2026 | 66 | $1.24B | canonical | SEC ↗ |
| Q3 2025 | 13F-HR | Oct 28, 2025 | 65 | $1.20B | canonical | SEC ↗ |
| Q2 2025 | 13F-HR | Aug 7, 2025 | 61 | $1.11B | canonical | SEC ↗ |
| Q1 2025 | 13F-HR | May 13, 2025 | 60 | $987.7M | canonical | SEC ↗ |
| Q4 2024 | 13F-HR | Feb 12, 2025 | 62 | $948.3M | canonical | SEC ↗ |
| Q3 2024 | 13F-HR | Nov 14, 2024 | 56 | $915.5M | canonical | SEC ↗ |
| Q2 2024 | 13F-HR | Aug 12, 2024 | 54 | $823.6M | canonical | SEC ↗ |